Robinhood Markets, Inc. research snapshot
HOOD AI stock analysis reads Robinhood Markets, Inc. as a fast-growing retail brokerage, crypto, options, margin, retirement, banking, advisory, card, and prediction market platform. The business evidence is strong, with Q2 2026 net revenue up 32% to a record $1.31 billion, funded customers at 28.4 million, and total platform assets at $369 billion, but the stock closed at $86.56 on July 31, 2026 after a sharp pullback from its 2026 high. This page uses scenario analysis, not a certain price prediction, and is an information tool rather than investment advice.
Current price
$86.56
Market cap
$77.82 billion
AI score
56 / 100
Rating
Growth fintech platform with high trading beta and valuation sensitivity
Trend status
Sharp 2026 pullback after record Q2, testing key support
Data cutoff (updated monthly)
August 4, 2026
Informational use only. This page is not investment advice.
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | Robinhood now runs thirteen business lines with $100 million-plus in annualized revenue, including trading, cash management, margin, Gold, retirement, advisory, card, banking, event contracts, and crypto. | Medium-high |
| Moat | The moat comes from brand, low-friction UX, low acquisition cost, account habit, data, product bundling, and growing asset scale, but switching costs remain lower than at full-service wealth platforms. | Medium |
| Management | Vlad Tenev has pushed product velocity, international expansion, and new ventures such as Rothera, WonderFi, and Robinhood Chain. The key test is whether growth stays disciplined as the company enters more regulated products. | Medium-high |
| Financial trend | FY2025 net revenues were $4.473 billion and net income was $1.883 billion, while Q2 2026 net revenues were $1.308 billion and net income was $573 million, including $129 million in one-time RVI deconsolidation gains. | High |
| Valuation | At $86.56, financial_rigor.py verifies about 38.3x TTM EPS, 8.2x book value, and 15.8x revenue per share using current inputs. | Medium |
| Technical trend | HOOD broke down from its 2026 high and is testing a key support zone near the $84 to $86.50 area after an earnings-driven decline. The setup favors confirmation over catching the falling knife. | Medium |
| Risk level | Risk is high because retail trading activity, crypto volume, options behavior, prediction market scrutiny, interest rates, credit expansion, regulation, and product execution can all move earnings expectations. | High |
| AI confidence | Descriptive confidence is high because public data is rich. Forward-return confidence is lower because the current price depends on continued growth, multiple support, and the quality of future reported earnings. | High data confidence |
| Investment certainty | The business is easier to understand than the margin of safety at this price. The stock needs continued operating proof, cleaner earnings, and a stable trading cycle to justify its multiple. | Medium-low |
HOOD AI stock forecast
The HOOD AI stock forecast should be read as a scenario range, not a point target. Using a July 31, 2026 price of $86.56, TTM diluted EPS of $2.26, and financial_rigor.py three-year assumptions, the tested outputs were about $33.60 bearish, $89.10 base, and $158.90 bullish before dividends.
$150 to $170
More likely if funded customers, total platform assets, net deposits, Gold adoption, margin book, options and event contract volumes, credit card, banking, and advisory products keep compounding while regulation stays manageable and crypto revenue stabilizes or rebounds.
$80 to $100
More likely if Robinhood keeps growing revenue and earnings at a solid pace but the multiple stays constrained because the stock already prices in strong execution and Q2 included one-time gains.
$30 to $40
More likely if retail trading cools, crypto revenue keeps falling, interest income weakens as rates fall, prediction markets or payment for order flow face tighter rules, credit losses grow, or new ventures such as Rothera, WonderFi, and Robinhood Chain consume cash without matching returns.
HOOD AI technical analysis
HOOD AI technical analysis shows a sharp pullback from the mid-2026 high. As of the August 2, 2026 data cutoff, HOOD closed at $86.56 on July 31, 2026 after a recent earnings-driven decline, and is testing a key support zone around $84 to $86.50. Live moving averages should be checked before trading because this static page does not fetch request-time market data.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $86.56 | Close on July 31, 2026, used for this static page and market-cap verification around the August 2, 2026 data cutoff. |
| Near support | $84 to $86.50 | Current price zone and a level flagged as key in recent chart analysis. The July 31 low was near $83.68. |
| Deeper support | $78 to $81 | Round-number area below the current test zone. This level matters if the breakdown continues. |
| Near resistance | $90 to $94 | Recent breakdown area where prior support may become resistance. Recovery needs to reclaim this zone. |
| Upper resistance | $100 to $103 | Round-number and former support zone above the immediate recovery area. |
| 50-day moving average | Requires live chart confirmation | Use broker or charting data before acting. This static page does not fetch request-time market data. |
| 200-day moving average | Requires live chart confirmation | The long-term trend should be checked against fresh chart data because HOOD has moved sharply in 2026. |
| Momentum | Short-term negative | Momentum turned down after the breakdown from the 2026 high. Watch for reversal signals instead of assuming the prior uptrend is intact. |
| Volume | Confirm any rebound | Volume matters because HOOD can move quickly around crypto, options, interest-rate, regulatory, and product headlines. |
| Volatility | High monitoring priority | Use wider risk bands than for mature banks or exchanges because retail trading beta can produce sharp gaps. |
| Invalidation | Close above $94 | For a bottoming framework, a decisive close above $94 would weaken the bearish short-term structure. A close below $83.68 opens the next leg down. |
HOOD AI trading strategy
The HOOD AI trading strategy below is a rules-based research framework for scenario planning and risk control, not personal advice. It connects price action with customer growth, platform assets, net deposits, trading volumes, margin book, crypto activity, prediction markets, credit, and regulatory news.
Watch for HOOD to reclaim the $90 to $94 zone on volume for a recovery continuation, or to break below $83.68 for a downside continuation. Pair the signal with monthly platform assets, net deposits, options contracts, event contracts, and crypto notional data.
Define risk before entry. A failed recovery under $90 or a close below $83.68 can be used as a rules-based invalidation point.
If HOOD stabilizes near the $84 to $86.50 support without new fundamental damage, compare price stabilization with monthly net deposits, funded customer growth, and trading volume trends. Q2 crypto revenue fell 38% year over year, so crypto-dependent reversion setups need extra care.
Avoid averaging down only because the stock fell. The setup breaks if support fails while operating metrics or regulatory news deteriorate.
Track funded customers, total platform assets, net deposits, Gold subscribers, margin book, cash and deposits, options contracts, event contracts, crypto notional volume, prediction market revenue, credit card and banking performance, and product expansion costs.
Refresh the forecast after each earnings and monthly operating data release. Q2 showed that a record report can still be followed by a sharp drop, so the multiple can compress quickly even with strong growth.
Investment research summary
Robinhood sells simple access to financial activity. Customers pay through spreads, fees, interest, subscriptions, and product services because the app makes financial actions fast and low-friction, across trading, margin, cash, retirement, advisory, card, banking, crypto, and prediction markets.
The moat is a blend of brand, UX, scale, product bundling, customer habit, and low-cost distribution. It is real but not absolute because customers can move brokerage assets to Schwab, Fidelity, Interactive Brokers, Coinbase, or bank-owned platforms.
The thesis fails if retail activity normalizes, crypto revenue keeps falling, prediction markets or payment for order flow face tighter rules, interest income weakens as rates fall, credit losses grow in the card and banking push, or new ventures consume cash without matching returns. Q2 crypto revenue fell 38% year over year even as total revenue grew.
Vlad Tenev has led Robinhood from trading app to broader financial platform, with record product velocity, a June 2026 reduction in force, and a CFO transition. The positive view is operating leverage and scale; the risk is that speed and novelty create regulatory, credit, or trust costs.
Robinhood benefits from self-directed investing, mobile finance, options adoption, prediction markets, crypto access, cash management, and younger customer wealth formation. The same trend attracts competition from brokerages, banks, exchanges, crypto platforms, and prediction market rivals such as Kalshi.
At about $77.82 billion in verified market value, HOOD trades near 38 times TTM earnings. The multiple is lower than earlier in 2026 but still prices strong execution. Margin of safety depends on whether Robinhood can turn customer and product growth into durable, clean earnings without a major regulatory or cycle setback.
Source-backed data
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| HOOD price | $86.56, close on July 31, 2026 | StockAnalysis quote snapshot | August 2, 2026 |
| Market capitalization | $77.82 billion, verified from $86.56 x 899.08 million shares | StockAnalysis quote and financial_rigor.py verification | August 2, 2026 |
| Q2 2026 net revenues | $1.308 billion, up 32% year over year | Robinhood Q2 2026 results | August 2, 2026 |
| Q2 2026 net income | $573 million, up 48% year over year | Robinhood Q2 2026 results | August 2, 2026 |
| Q2 2026 diluted EPS | $0.62, including $0.14 in one-time RVI deconsolidation gains | Robinhood Q2 2026 results | August 2, 2026 |
| TTM revenue | $4.932 billion as of June 30, 2026 | StockAnalysis financials | August 2, 2026 |
| Funded customers | 28.4 million at June 30, 2026 | Robinhood Q2 2026 results | August 2, 2026 |
| Total platform assets | $369 billion at June 30, 2026 | Robinhood Q2 2026 results | August 2, 2026 |
| Net deposits | $21.7 billion in Q2 2026, record; $75.7 billion over past 12 months | Robinhood Q2 2026 results | August 2, 2026 |
| Robinhood Gold subscribers | 4.8 million at June 30, 2026 | Robinhood Q2 2026 results | August 2, 2026 |
| Cash and cash equivalents | $5.362 billion at June 30, 2026 | Robinhood Q2 2026 results | August 2, 2026 |
| Valuation math | 38.3x TTM EPS, 8.2x book value, 15.8x revenue per share | financial_rigor.py valuation check | August 2, 2026 |
This HOOD AI stock analysis is for informational and educational use only. It is not investment advice, a recommendation, or a promise of future returns. Forecast scenarios are based on available public data as of August 2, 2026 and can be wrong if fundamentals, valuation, technical conditions, regulation, or market sentiment change.
Design trading strategies visually with 10+ indicators. Set entry/exit conditions and risk management, then generate Pine Script code with no coding required.
Filter and discover stocks based on market cap, dividend yield, P/E ratio, sector, and more. Screen thousands of stocks with real-time data.
Smart AI-driven stock selection with fundamental screening, analyst estimates, and key metrics. Filter by P/E, market cap, dividends, and more.
