Separate an individual rating from consensus
A firm's top category expresses its view under its own scale. An aggregator combines observations under a separate method. FINRA requires rating definitions, and its disclosure rules also address rating distributions and investment-banking relationships.
| Object | What it summarizes | What to check |
|---|---|---|
| Individual Strong Buy | One research opinion | Definition, horizon, thesis and conflicts |
| Consensus Strong Buy | Included analysts under a provider rule | Mapping, counts, dates and duplicate treatment |
| Price-target upside | A target compared with a quote | Comparable units and quote timestamp |
| Analyst performance statistic | A historical sample under a return method | Benchmark, holding period, costs and exclusions |