Verisk Analytics, Inc. research snapshot
VRSK AI stock analysis currently reads Verisk Analytics, Inc. as a high-quality insurance data, analytics, underwriting, claims, catastrophe, fraud, and risk workflow platform with recurring client demand and strong cash conversion. At the July 8, 2026 data cutoff, VRSK traded near $192.37, and the audited market cap check produced about $25.20 billion using 131.02 million shares outstanding. The positive case is that proprietary datasets, embedded insurance workflows, AI-enabled analytics, pricing power, and buybacks support steady compounding. The caution is that the VRSK AI stock forecast starts from about 29.3x TTM EPS after a sharp one-year drawdown, so upside depends on growth returning toward management targets, margin durability, debt discipline, and multiple support.
Current price
$192.37
Market cap
$25.20 billion verified market cap
AI score
76 / 100
Rating
High-quality insurance data, analytics, underwriting, claims, catastrophe, and risk workflow franchise with valuation and growth reset risk
Trend status
Recovering short-term trend, above key moving averages, but still far below the prior 52-week high
Data cutoff (updated weekly)
July 8, 2026
Informational use only. This page is not investment advice.
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | Verisk sells proprietary data, analytics, software, predictive models, catastrophe tools, fraud analytics, underwriting data, claims workflows, and risk decision support to the global insurance industry. | High |
| Moat | The moat comes from insurance-specific datasets, embedded customer workflows, regulatory and actuarial know-how, switching costs, scale, long customer relationships, and data products that become more useful as they are used across insurance decisions. | High |
| Management | CEO Lee M. Shavel has focused Verisk on insurance analytics, AI-enabled workflow products, capital returns, and disciplined margin expansion. The key test is whether buybacks and debt-funded capital returns support per-share value without reducing flexibility. | Medium-high |
| Financial trend | FY2025 revenue rose 6.6% to $3.073 billion, FY2025 net income was $908 million, and Q1 2026 revenue rose 3.9% to $783 million with adjusted EBITDA of $438 million. | High |
| Valuation | At $192.37, audited math shows about 29.3x TTM EPS, 22.4x free cash flow per share, about 8.1x sales per share, and a 1.04% dividend yield. The valuation is more reasonable after the drawdown, but still depends on premium-quality execution. | High |
| Technical trend | Daily technicals have improved, with price above the 50-day and 200-day moving averages, RSI near the low 60s, and the stock still well below the prior 52-week high. | Medium-high |
| Risk level | Key risks are slower insurance carrier spending, product substitution, pricing pushback, catastrophe model credibility issues, data privacy and regulatory changes, leverage, execution risk in AI products, and multiple compression. | Medium-high |
| AI confidence | Descriptive data confidence is high because filings, company releases, and quote services are fresh. Return confidence is lower because future growth, customer budgets, AI adoption, rates, and market multiples are uncertain. | High data confidence |
| Investment certainty | VRSK looks like a durable insurance analytics compounder, but the current price still requires revenue growth to rebuild and margins to remain near best-in-class levels. | Medium |
VRSK AI stock forecast
The VRSK AI stock forecast uses the $192.37 price reference, TTM EPS of $6.56, and a three-year earnings multiple framework. The audited model produced a bearish value near $132.30, a base value near $192.90, and a bullish value near $251.20 before dividends. These are scenario ranges, not promises.
$240 to $260
More likely if organic constant currency revenue growth moves back toward management long-term targets, adjusted EBITDA margin stays around the mid-50s, AI-enabled insurance workflow products gain adoption, buybacks reduce shares without weakening the balance sheet, and the market accepts a high-20s earnings multiple.
$185 to $205
More likely if EPS compounds around high single digits, Underwriting and Claims revenue grow steadily, free cash flow remains near the $1.1 billion to $1.2 billion range, debt costs stay manageable, and the stock holds a mid-20s earnings multiple.
$125 to $140
More likely if insurance customers slow spending, price increases weaken, AI-native tools pressure workflow value, catastrophe model trust is challenged, leverage limits buybacks, or investors compress VRSK toward a lower data services multiple.
VRSK AI technical analysis
VRSK AI technical analysis uses market data available at the July 8, 2026 cutoff. Robinhood showed VRSK around $192.37 on July 8 with an intraday range of $188.45 to $192.40, market cap near $25.20 billion, PE near 29.28, and dividend yield near 0.99%. Investing.com showed daily indicators in a strong buy position, RSI near 60.44, a 5-day moving average near $187.97, a 50-day moving average near $182.58, and a 200-day moving average near $179.08.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $192.37 | Live quote reference used for this static page at the July 8, 2026 data cutoff. |
| Immediate support | $188 to $192 | This zone includes the July 8 intraday low and current trading area. |
| Moving-average support | $179 to $183 | The 200-day and 50-day moving averages form the main trend support band in the daily technical snapshot. |
| Deeper support | $156 to $170 | This range spans the lower part of the 52-week range and the area that would matter if valuation concerns return. |
| Near resistance | $192 to $200 | This zone includes the July 8 intraday high and the next round-number area where buyers need follow-through. |
| Major resistance | $300 to $308 | Public quote services showed the 52-week high around $307.91, so the old high remains distant overhead supply. |
| Momentum | RSI near 60 and price above key averages | Momentum has improved from the earlier drawdown, but it is not a reliable price prediction. |
| Volume | About 549.7 thousand shares intraday versus 2.57 million average | Follow-through volume matters if VRSK attempts to clear the $192 to $200 resistance area. |
| Volatility | Lower beta but valuation-sensitive | The stock can react to earnings, insurance spending commentary, AI product adoption, buybacks, rates, and index-related flows. |
| Invalidation | Close below $179 | A decisive close below the 200-day moving average would weaken the trend-following setup. |
VRSK AI trading strategy
The VRSK AI trading strategy below is a rules-based research framework, not personal financial advice. It links price trend, insurance analytics demand, Underwriting and Claims growth, margin quality, free cash flow, leverage, buybacks, and technical invalidation levels.
Watch for VRSK to hold above the $179 to $183 moving-average band and push through $192 to $200 with improving volume while Q2 results confirm organic revenue acceleration, adjusted EBITDA margin discipline, and stable full-year guidance.
A close below $179, weaker July 29 earnings commentary, or evidence that insurance workflow demand and price realization are deteriorating should reduce trend-following confidence.
If VRSK pulls back toward the 50-day or 200-day average without a thesis break, compare the entry price with the base scenario, free cash flow, debt, buyback pace, and organic growth trajectory.
Do not treat a lower price as automatically attractive if the cause is slower insurance carrier spending, pressure on pricing, model credibility issues, or AI substitution in core workflows.
Track Underwriting revenue, Claims revenue, organic constant currency growth, adjusted EBITDA margin, free cash flow, debt, share repurchases, AI product adoption, dividend policy, customer retention, and analyst EPS revisions.
Position sizing should reflect that VRSK is a high-margin data franchise with meaningful downside if growth expectations or the premium multiple reset again.
Investment research summary
Customers pay Verisk because insurers need trusted data, actuarial tools, catastrophe models, fraud analytics, claims workflows, underwriting inputs, and decision support to price risk and manage losses.
The moat is built from proprietary insurance datasets, embedded workflow software, model history, customer trust, actuarial domain expertise, regulatory familiarity, scale, and switching costs inside insurer operations.
The thesis fails if insurers cut discretionary analytics spend, competitors or AI-native tools reduce workflow value, regulatory changes weaken data use, model credibility suffers, or leverage and buybacks reduce financial flexibility.
Lee M. Shavel leads a focused insurance analytics company after Verisk narrowed its portfolio. The key management test is whether AI investment, pricing, M&A, buybacks, and debt management improve per-share value without stretching the balance sheet.
Long-term demand is supported by insurance digitization, climate and catastrophe risk, fraud prevention, underwriting automation, property data, claims efficiency, and the need for trusted data in AI-enabled insurance workflows.
At $192.37, VRSK offers better entry math than at the prior high, but limited deep-value cushion. Margin of safety depends on sustained free cash flow, growth returning toward guidance, margin resilience, and avoiding another multiple reset.
Source-backed data
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| VRSK quote reference | $192.37 on July 8, 2026, with intraday range around $188.45 to $192.40 | Robinhood VRSK quote | July 8, 2026 |
| Market capitalization verification | $25.20 billion calculated from $192.37 x 131.02 million shares, matching reported market cap within 0.02% | Pineify financial_rigor.py and StockAnalysis VRSK market cap | July 8, 2026 |
| Shares outstanding | 131.02 million current shares outstanding; 138.40 million shares outstanding at December 31, 2025 before 2026 accelerated repurchase activity | StockAnalysis VRSK statistics and Verisk 2025 Form 10-K | July 8, 2026 |
| FY2025 revenue and net income | $3.073 billion revenue and $908.3 million GAAP net income, cross-validated against company release, SEC filing, and third-party data | Verisk FY2025 results release and SEC 2025 Form 10-K | July 8, 2026 |
| Q1 2026 revenue, EPS, and guidance | $783 million revenue, $234 million net income, $1.73 diluted EPS, $1.82 adjusted EPS, $438 million adjusted EBITDA, and FY2026 revenue guidance of $3.190 billion to $3.240 billion | Verisk Q1 2026 earnings release | July 8, 2026 |
| Cash, debt, and free cash flow | $525.2 million cash, $4.63 billion total debt, negative $4.10 billion net cash, and $1.13 billion TTM free cash flow | StockAnalysis VRSK statistics | July 8, 2026 |
| TTM valuation metrics | 29.32x PE, 22.37x free cash flow per share, 8.13x sales per share, and 1.04% dividend yield from audited inputs | Pineify financial_rigor.py valuation check | July 8, 2026 |
| Technical moving averages | 5-day moving average near $187.97, 50-day moving average near $182.58, 200-day moving average near $179.08, and RSI near 60.44 | Investing.com VRSK technical analysis | July 8, 2026 |
| Business mix | Q1 2026 revenue split: $552 million Underwriting and $231 million Claims, both within Verisk insurance analytics | Verisk Q1 2026 earnings release | July 8, 2026 |
| Management and company profile | Lee M. Shavel is CEO; Verisk serves insurance clients with data analytics, predictive analytics, catastrophe, underwriting, claims, fraud, and risk decision solutions | Robinhood VRSK profile and Verisk Q1 2026 release | July 8, 2026 |
This VRSK AI stock analysis is an informational research tool only and is not investment advice, financial advice, or a recommendation to buy or sell any security. Forecast scenarios are based on available public data at the stated cutoff date and can be wrong. Always verify current filings, market data, valuation, and risk factors before making financial decisions.
