Nayax Ltd. research snapshot
NYAX AI stock analysis reads Nayax as a fast-growing global fintech that sells cashless payment hardware, management software, and loyalty tools to unattended retail and EV charging operators. At the August 4, 2026 data cutoff, NYAX closed at $69.58 on August 3, 2026, up about 63% over the past 52 weeks, with a market capitalization near $2.59 billion and an AI score of 59/100. Revenue reached $426.2 million TTM with positive net income and now-positive trailing free cash flow of about $36.2 million, a meaningful change from earlier years. The main question is valuation: at roughly 90x trailing earnings and 43x EV/EBITDA with a debt load near $334 million, the stock already prices in sustained high growth ahead of the August 10, 2026 earnings report. This page uses scenario ranges and source checks, not a certain stock price prediction, and is for informational use only.
Current price
$69.58 (close August 3, 2026)
Market cap
$2.59 billion
AI score
59 / 100
Rating
Neutral-positive: profitable growth with now-positive free cash flow, but priced near the high end of its range
Trend status
Above the 50-day and 200-day moving averages near the top of the 52-week range, with the next earnings report on August 10, 2026
Data cutoff (updated monthly)
August 4, 2026
Informational use only. This page is not investment advice.
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | Nayax sells integrated cashless payment hardware, remote management telemetry, and consumer loyalty tools into vending machines, kiosks, laundromats, car washes, gaming, and EV chargers. Q1 2026 revenue rose 32% to $106.9M and TTM gross margin reached 48.2%. | Medium-high |
| Moat | Moat comes from certified payment hardware, a vertically integrated stack of hardware, software, and payments, localized integrations with more than 80 merchant acquirers, payment facilitator status, and growing EV charging partnerships. The moat is narrower than platform-level networks, with Cantaloupe and Shift4 competing. | Medium-low |
| Management | Founder, CEO, and Chairman Yair Nechmad has led the company since 2005 with a long-tenured executive team. Insider selling by the President, CTO/Co-Founder, and CMO in May and June 2026 warrants monitoring, while insider ownership remains high near 58%. Capital allocation prioritizes organic growth, the Syte AI acquisition, and EV charging investment. | Medium |
| Financial trend | Revenue grew from $119M in FY2021 to $400M in FY2025 and $426M TTM, with FY2025 net income of $35.5M. TTM free cash flow turned positive at about $36.2M, a meaningful change from the negative cash flow of earlier years. | Medium-high |
| Valuation | At $69.58, NYAX trades near 90x trailing earnings, 80x forward earnings, 6.1x sales, 11x book value, and 43x EV/EBITDA with no dividend. The three-scenario model produces a bearish area near $16, a base area near $45, and a bullish area near $77 over 3 years on a 2026 consensus EPS base near $1.00. | Medium |
| Technical trend | The stock rallied from a $39.17 52-week low to a $76.86 high on May 29, 2026, pulled back to about $61.80 in July, and recovered to $69.58, trading above its 50-day ($67.28) and 200-day ($57.50) moving averages with a 14-day RSI near 56. | Medium |
| Risk level | Main risks include the premium valuation, a debt load near $334M (1.42x debt/equity, near 1.9x interest coverage), low float and average volume near 11K shares, insider selling, competition, the unresolved July 2026 information security incident, and Israel geopolitical exposure. | Medium-high |
| AI confidence | High for descriptive facts and audited calculations, medium-low for forward scenarios given thin trading and heavy event dependence around the August 10, 2026 report. | High data confidence |
| Investment certainty | Medium-low certainty. The page frames scenarios and monitoring rules, not a buy or sell instruction. | Medium-low |
NYAX AI stock forecast
The NYAX AI stock forecast uses scenario math around the $69.58 close and the 2026 consensus EPS of about $1.00. The audited three-year framework produced a bearish area near $16, a base area near $45, and a bullish area near $77. The consensus price target from 5 analysts is $78.70, with a low of $75 and a high of $85.
$68 to $90
More likely if the August 10, 2026 report beats consensus, FY2026 revenue approaches the $510M to $520M guidance with margin expansion, the EV charging payment ramp accelerates, the AI product layer gains adoption, and the market sustains a premium multiple near 30 to 35x on growing EPS, toward the Oppenheimer $86 and B. Riley $85 targets.
$38 to $52
Expected if revenue grows toward the consensus near $515M, profitability holds but margins improve slowly, free cash flow stays positive, the debt load is managed, and the P/E compresses toward 25x as growth normalizes, converging toward the lower end of analyst targets.
$12 to $20
More likely if revenue growth slows below 10%, the security incident escalates into customer loss or regulatory cost, interest costs rise against thin coverage, insider selling continues, competition compresses payment margins, or the multiple compresses toward 14x or lower.
NYAX AI technical analysis
Technical levels as of the August 4, 2026 data cutoff reflect a stock that rallied from a $39.17 52-week low to a $76.86 high on May 29, 2026, pulled back to about $61.80 in July after the information security incident announcement, and recovered to $69.58. Low average daily volume (near 11K shares) means support and resistance can be less reliable than for large-cap stocks.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $69.58 | Latest verified close on August 3, 2026, used as the reference for this page as of the August 4, 2026 data cutoff. |
| 52-week range | $39.17 to $76.86 | The 52-week high was set on May 29, 2026; the low dates to August 2025. |
| Near support | $66.50 to $67.50 | The 20-day moving average ($66.72) and 50-day moving average ($67.28) cluster here. A hold above this zone keeps the short-term uptrend intact. |
| Secondary support | $61.80 to $63.00 | The July pullback low zone. A break below $61.80 would signal a deeper correction toward the 200-day moving average. |
| 200-day moving average | $57.50 | The long-term trend anchor. A close below it would weaken the bullish structure. |
| Near resistance | $70.00 to $72.00 | The July and early August intraday highs. A break above $72 with volume would set up a test of the 52-week high. |
| Major resistance | $75.81 to $76.86 | The May 29 closing high and the 52-week high. A volume-confirmed break above it would signal a new leg higher. |
| Moving averages | Above the 50-day, 100-day, and 200-day | Barchart snapshots showed price above the 50-day ($67.28), 100-day ($65.17), and 200-day ($57.50) moving averages near the cutoff, a constructive long-term structure. |
| Momentum | RSI 56.26, ADX 8.57 (14-day) | RSI is neutral-to-positive. ADX below 10 means the trend is developing but not strongly established. |
| Volume | Average volume near 11,300 shares (20-day) | Volume was 6,927 shares on August 3, 2026. Low volume raises the risk of wider spreads and gap moves around the August 10 earnings date. |
| Volatility | ATR 14 near $2.14 (3.07%) | Position sizing should allow for normal daily movement of about 3% around the reference price. |
| Invalidation | Close below $61.80 or above $76.86 | A close below the July low would weaken the recovery. A sustained close above $76.86 could signal a new uptrend leg. |
NYAX AI trading strategy
The NYAX AI trading strategy is a research framework, not personalized advice. It pairs filing-backed business evidence, technical confirmation, position sizing, and clear invalidation levels, with special attention to the August 10, 2026 earnings event and low liquidity.
Look for a confirmed break above $72 with above-average volume (more than 20K shares) and RSI moving back above 60 before treating an uptrend as strongly confirmed. A sustained close above $76.86 would target the analyst-implied zone around $78 to $86.
A failed breakout, a daily close below the $66.50 to $67.50 moving-average cluster, or ADX staying below 20 should reduce confidence in directional positioning.
If NYAX pulls back toward the $66.50 to $67.50 moving-average support or the $61.80 to $63.00 July low zone without a thesis break, the pullback can be evaluated against the now-positive free cash flow and the August 10 earnings setup.
Do not buy a falling knife solely because the stock has risen. Check the security incident update, the earnings date, leverage, and insider selling before adding.
The August 10, 2026 Q2 report is the dominant near-term catalyst. Watch revenue growth versus the $510M to $520M guidance, GAAP EPS, free cash flow, debt levels, and management commentary on the security incident and the EV charging ramp.
Reduce or avoid positioning into the report, or size positions so a gap in either direction is survivable. Monitor insider selling disclosures and 13G filings for ownership changes.
Investment research summary
Nayax enables cashless payments, remote management, and consumer engagement for self-service merchants across vending, kiosks, laundromats, car washes, gaming, and EV charging. Merchants pay for hardware, payment processing fees, and software subscriptions because downtime and cash handling cost them money. Q1 2026 revenue rose 32% to $106.9M and FY2025 revenue reached $400.4M.
The moat rests on certified payment hardware, a vertically integrated stack, localized integrations with more than 80 merchant acquirers, payment facilitator status, and growing EV charging partnerships such as Tellus Power. It is narrower than platform-level payment networks, and Cantaloupe (CTLP) and Shift4 (FOUR) offer overlapping solutions.
The thesis fails if revenue growth decelerates as unattended retail digitization matures, the large 2025 debt raise (near $334M with interest coverage near 1.9x) becomes a constraint, the July 2026 information security incident escalates, insider selling signals low conviction, or competition compresses payment processing margins.
Founder, CEO, and Chairman Yair Nechmad has led Nayax since 2005, building from an Israeli payment startup to a global NASDAQ-listed fintech with about 1,250 employees and 13 global offices as of March 31, 2026. Recent insider sales by the President, CTO/Co-Founder, and CMO warrant monitoring. Capital allocation includes organic growth, the Syte AI acquisition, and EV charging investment.
Nayax sits at the intersection of the shift from cash to digital payments in unattended retail and the growth of EV charging infrastructure. The company added an AI layer to its MoMa app in July 2026, and management cites embedded finance and operational efficiency as strategic priorities supporting ambitious 2028 financial targets.
At $69.58, NYAX trades near 90x trailing earnings, 80x forward earnings, 6.1x sales, and 43x EV/EBITDA. The three-scenario model (30% to 5% EPS growth over 3 years, 35x to 14x terminal P/E on a near $1.00 forward EPS base) implies a bearish case near $16, a base case near $45, and a bullish case near $77. The current price sits between the base and bullish cases, suggesting limited margin of safety.
Source-backed data
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| NYAX price | $69.58 close on August 3, 2026, +1.92% on the day | StockAnalysis.com real-time quote | August 4, 2026 |
| Market capitalization | $2.59 billion, verified as $69.58 x 37.36 million shares | StockAnalysis.com and financial_rigor.py | August 4, 2026 |
| Shares outstanding | 37.36 million, +5.78% YoY and +11.93% QoQ; float 15.73 million | StockAnalysis.com statistics | August 4, 2026 |
| 52-week range | $39.17 to $76.86 | StockAnalysis.com | August 4, 2026 |
| TTM revenue | $426.18 million, +28.69% | StockAnalysis.com financials (Fiscal.ai) | August 1, 2026 |
| FY2025 revenue | $400.43 million, +27.52% year over year | StockAnalysis.com financials (Fiscal.ai) | August 1, 2026 |
| TTM net income | $29.64 million | StockAnalysis.com statistics | August 4, 2026 |
| TTM diluted EPS | $0.77 (StockAnalysis); $0.79 (Yahoo Finance) | StockAnalysis.com and Yahoo Finance | August 4, 2026 |
| TTM free cash flow | +$36.24 million (operating cash flow $42.58M minus capex $6.34M) | StockAnalysis.com statistics | August 4, 2026 |
| Cash and debt | $306.24 million cash, $334.27 million total debt, net cash -$28.03 million | StockAnalysis.com statistics | August 4, 2026 |
| Valuation math | 90.90x trailing PE, 80.34x forward PE, 6.09x PS, 11.02x PB, 43.18x EV/EBITDA, 71.57x P/FCF | StockAnalysis.com statistics and financial_rigor.py | August 4, 2026 |
| Margins | 48.18% gross margin, 7.93% operating margin, 6.95% profit margin | StockAnalysis.com statistics | August 4, 2026 |
| Q1 2026 results | Revenue $106.86 million, +32% year over year; GAAP EPS of $0.03 | TheFly via StockAnalysis and Yahoo Finance | August 4, 2026 |
| FY2026 guidance | Revenue of $510 million to $520 million, reaffirmed after Q1 2026 | TheFly via StockAnalysis | August 4, 2026 |
| Analyst consensus | Buy rating from 5 analysts, average price target $78.70, range $75 to $85 | StockAnalysis.com forecast (S&P Global Market Intelligence) | July 21, 2026 |
| Q2 2026 earnings date | August 10, 2026, before market open | GlobeNewswire press release, July 21, 2026 | August 4, 2026 |
| Moving averages and momentum | 50-day MA $67.28, 200-day MA $57.50, RSI 56.26, ADX 8.57, ATR 14 $2.14 | Barchart technical analysis | August 4, 2026 |
| Volume | Average volume 11,346 shares (20-day); 6,927 on August 3, 2026 | StockAnalysis.com statistics | August 4, 2026 |
| Information security incident | Suspected incident announced July 8, 2026, with a company update on July 14, 2026 | GlobeNewswire and SEC 6-K filings | August 4, 2026 |
This NYAX AI stock analysis page is an informational tool for research and education only. It is not investment advice, a recommendation, or a guarantee of future performance. Forecast ranges are scenarios based on available public data and stated assumptions as of August 4, 2026, and can be wrong. Nayax operates in unattended retail payments and EV charging with a premium valuation, a material debt load, low trading liquidity, and exposure to an unresolved information security incident and geopolitical risk in Israel. Always verify current filings, prices, risks, and personal suitability before making financial decisions.
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