Intuit Inc. research snapshot

INTU AI Stock Analysis

INTU AI stock analysis as of the August 2, 2026 data cutoff reads Intuit Inc. as a high-margin financial technology platform whose QuickBooks, TurboTax, Credit Karma, Mailchimp, and Intuit Enterprise Suite franchises still grow double digits, even after the stock fell about 61% over the past year to the $316.07 close on July 31, 2026, at a market capitalization near $86.46 billion. The May 20, 2026 Q3 FY2026 report raised full-year revenue guidance, and the AI rating of 72 out of 100 reflects a durable business facing an unusual valuation reset driven by AI disruption fears, DIY tax unit pressure, and pending securities litigation. This page is an informational research tool, not investment advice.

Current price

$316.07

Market cap

$86.46 billion

AI score

72 / 100

Rating

High-quality franchise, AI repricing and recovery attempt

Trend status

Rebound above the 20-day and 50-day averages, still far below the 100-day and 200-day averages

Data cutoff (updated monthly)

August 4, 2026

Informational use only. This page is not investment advice.

Research quality check

information Richness
A-level information richness. Intuit has long public filings, detailed segment reporting, broad sell-side coverage from 35 analysts, an active earnings calendar, and live market data, so the main AI research risk is consensus anchoring and extrapolating the share price collapse into a verdict on the business itself.
bias Check
The bias check separates the stock price story from the operating results. The main risk is treating the 61% one-year price decline as proof that the business is deteriorating when Q3 FY2026 revenue still grew 10%, guidance was raised, and margins stayed near 81% gross and 27% operating. The page weighs filings, verified math, and scenario ranges more than news headlines.
ai Confidence
High data confidence
investment Certainty
Medium. The business quality and balance sheet evidence are strong, but investment certainty is lower because AI disruption, DIY tax unit declines, securities litigation, and technical trend damage remain unresolved.

Quick verdict table

DimensionConclusionConfidence
Business qualityIntuit sells tax, accounting, credit, payments, payroll, capital, and marketing software into repeated consumer and small business workflows, with roughly 100 million customers and gross margin near 81%.High
MoatThe moat comes from workflow data, tax and accounting habits, embedded QuickBooks ecosystems, brand trust, and cross-sell across TurboTax, Credit Karma, Mailchimp, and business services, though AI could lower switching friction over time.High
ManagementSasan Goodarzi has led the AI-driven expert platform shift, raised FY2026 guidance at Q3, and returned $1.6 billion to shareholders that quarter, but the 17% workforce reduction and pending securities litigation raise execution and governance monitoring needs.Medium-high
Financial trendQ3 FY2026 revenue grew 10% to $8.558 billion, fiscal 2026 year-to-date revenue through April 30 rose 14% to $17.094 billion, and full-year guidance was raised to $21.341 billion to $21.374 billion with non-GAAP EPS of $23.80 to $23.85.High
ValuationAt $316.07, the stock trades near 19.3x trailing GAAP EPS, about 11.8x forward EPS, 0.78x PEG, and 11.2x trailing free cash flow, a sharp discount to its historical premium multiple that prices in meaningful AI disruption risk.Medium
Technical trendThe July 31 close of $316.07 sits above the 20-day and 50-day moving averages near $292, with 14-day RSI near 59, but the stock remains far below the 100-day average near $350 and the 200-day average near $467, so the longer trend is still damaged.Medium
Risk levelMain risks are AI-native tax and accounting alternatives, DIY TurboTax unit and share declines, securities fraud litigation over pricing and tax season disclosures, consumer credit cyclicality, Mailchimp execution, and restructuring distraction.Medium-high
AI confidenceHigh for filings, market data, and business mapping. Medium for technical levels and forward scenarios because they depend on fast-moving prices, litigation outcomes, and AI adoption rates.High data confidence
Investment certaintyMedium certainty. The business remains attractive, but the stock requires evidence that AI assists growth rather than erodes category economics and that the securities litigation resolves without material damage.Medium

INTU AI stock forecast

INTU AI Stock Forecast Scenarios

The INTU AI stock forecast uses scenario ranges instead of a single price prediction. The framework starts with the July 31, 2026 close of $316.07, the FY2026 non-GAAP EPS guidance midpoint of $23.83, the consensus FY2027 EPS near $27.34, and three-year EPS growth assumptions. The scenarios are conditional valuations that depend on AI disruption, tax season results, and multiple recovery.

Bullish case

$620 to $700

More likely if Intuit keeps double-digit revenue growth, TurboTax Live and Intuit Enterprise Suite expand, Credit Karma stays healthy, AI products lift retention, the securities litigation fades, and the market restores a multiple near 19x to 20x forward earnings as AI fears ease.

Base case

$440 to $510

More likely if revenue growth settles near low double digits, AI features defend pricing without a reset, litigation stays contained, and investors hold the stock near 14x to 16x forward earnings, roughly in line with the $456 consensus analyst price target.

Bearish case

$240 to $300

More likely if AI-native tax and accounting alternatives compress DIY units and pricing, TurboTax share keeps falling, securities litigation escalates, credit conditions weaken, or the stock loses the $252 support area while earnings growth slows materially.

INTU AI technical analysis

INTU AI Technical Analysis

INTU AI technical analysis uses the July 31, 2026 close of $316.07. The stock is rebounding: it closed above its 20-day average near $292 and its 50-day average near $292, with 14-day RSI near 59, but it remains far below the 100-day average near $350 and the 200-day average near $467, so the longer trend is still damaged. Recheck live market data because this static page does not fetch request-time quotes.

LevelValueWhy it matters
Current price$316.07StockAnalysis.com showed the July 31, 2026 close of $316.07, which is the quote used for this page.
Near support$291.96 to $292The 20-day and 50-day moving average cluster sits near this zone. A hold above it supports the current rebound.
Major support$252.84The 52-week low from the July selloff. A decisive close below it would weaken the recovery thesis.
Near resistance$350.44The 100-day moving average is the first overhead test. Closing above it would improve the medium-term tone.
Major resistance$466.98The 200-day moving average marks full trend repair. The stock remains far below it.
20-day moving average$291.96Barchart showed the 20-day average near $291.96 on the July 31 snapshot. Price closed above it.
50-day moving average$291.99Barchart showed the 50-day average near $291.99. The rebound reclaimed this level in late July.
MomentumRSI 14 near 59.07Momentum improved but is not overbought. ADX 14 near 15 still signals weak trend strength despite the +DI reading above -DI.
Volume20-day average near 4.26 million sharesRecent activity ran above the longer-run average, which supports the rebound, but follow-through matters more than a single bounce.
Volatility14-day ATR near $15.75At about 5% of price, the daily range is wide, so stop levels and position sizing should allow for normal noise.
InvalidationClose below $291.96A close below the 20-day and 50-day cluster would put the rebound at risk. A close below $252.84 shifts the setup back toward the bearish case.

INTU AI trading strategy

INTU AI Trading Strategy Framework

The INTU AI trading strategy is a rules-based framework for research and watchlist planning. It is not personalized advice. Use Pineify to translate the conditions into Pine Script alerts only after confirming live quotes, moving averages, and position risk.

Trend-following setup

Wait for INTU to hold above the 50-day average near $292 and then close above the 100-day average near $350 with volume confirmation. The business trigger should be evidence that AI-assisted tax, QuickBooks Online, and mid-market products keep growing while FY2026 guidance holds.

Invalidate the setup if price fails at the 100-day average and closes back below $292, or if the company cuts guidance.

Mean-reversion setup

If INTU retests the $292 support band while filings still show double-digit revenue growth, near 81% gross margin, and more than $7.7 billion of trailing free cash flow, compare the pullback against tax-season unit data, Credit Karma trends, and litigation updates.

Do not average down without a predefined loss limit. A support break plus weaker guidance should override the mean-reversion idea.

Research monitor

Track Q4 FY2026 results due August 25, 2026, Investor Day on September 17, 2026, TurboTax unit and share data, QuickBooks Online growth, Credit Karma credit conditions, Mailchimp progress, buybacks, and litigation. Use the AI Stock Picker for cross-checking quality and risk screens.

Reduce confidence if revenue beats rely mainly on price increases while customer growth, retention, or AI product adoption weakens.

Investment research summary

Four-master Research Compression

Business essence

Customers pay Intuit to handle high-friction financial jobs: filing taxes, running small business accounting, paying workers, accepting payments, managing credit, and marketing to customers.

Moat

The moat is strongest where data, compliance trust, workflow history, and ecosystem integration make switching painful. QuickBooks and TurboTax remain the anchors, while Credit Karma and Mailchimp broaden the data and customer acquisition loop.

Munger risk inversion

The failure path is that AI lowers the cost of tax and accounting workflows faster than Intuit can monetize its own AI agents, while DIY unit declines, securities litigation, or credit-market weakness hit profit pools.

Management

Goodarzi has pushed Intuit from product software toward an AI-driven expert platform and raised FY2026 guidance at Q3. The next management test is whether the 17% workforce reduction improves velocity without hurting product quality, customer trust, or morale, and how the company handles pending litigation.

Industry trend

Financial software is part of a long digital automation trend, but the AI era cuts both ways: it can make Intuit products more valuable, or it can make point solutions easier for customers to replace.

Valuation and margin of safety

The current price implies much lower expectations than the prior premium software multiple. Margin of safety depends on whether raised guidance, more than $7.7 billion of trailing free cash flow, and AI product adoption prove that the reset is excessive rather than justified.

Source-backed data

INTU Data Table

Every metric below includes a source and last verification date.

MetricValueSourceLast verified
INTU price$316.07 close on July 31, 2026StockAnalysis.com real-time quoteAugust 2, 2026
Market capitalization$86.46 billion, verified as $316.07 x 273.54 million sharesStockAnalysis.com statisticsAugust 2, 2026
52-week range$252.84 to $807.15, 52-week change of about -60.85%StockAnalysis.com statisticsAugust 2, 2026
Q3 FY2026 revenue$8.558 billion, up 10% year over yearIntuit Q3 FY2026 earnings release, May 20, 2026August 2, 2026
Fiscal 2026 YTD revenue$17.094 billion for the nine months ended April 30, 2026, up 14%Intuit Q3 FY2026 Form 10-QAugust 2, 2026
Fiscal 2026 YTD net income$4.203 billion for the nine months ended April 30, 2026Intuit Q3 FY2026 Form 10-QAugust 2, 2026
FY2025 revenue$18.831 billion, up 15.63%Macrotrends and Intuit FY2025 filingAugust 2, 2026
FY2025 net income$3.869 billion, up 30.58%Macrotrends and Intuit FY2025 filingAugust 2, 2026
FY2026 guidanceRevenue of $21.341 billion to $21.374 billion and non-GAAP diluted EPS of $23.80 to $23.85, raised at Q3 FY2026Intuit Q3 FY2026 earnings releaseAugust 2, 2026
Q3 FY2026 segment revenueGlobal Business Solutions $3.3 billion up 15% with Online Ecosystem up 19%; Consumer $5.3 billion up 8% with TurboTax up 7%, Credit Karma up 15%, and ProTax flatIntuit Q3 FY2026 earnings releaseAugust 2, 2026
Cash and debtCash and investments of $6.8 billion and debt of $6.2 billion as of April 30, 2026Intuit Q3 FY2026 earnings releaseAugust 2, 2026
Trailing free cash flow$7.76 billion, about $28.35 per shareStockAnalysis.com statisticsAugust 2, 2026
Valuation ratiosTrailing PE 19.33, forward PE 11.81, PEG 0.78, PS 4.13, PB 4.20, P/FCF 11.15StockAnalysis.com statisticsAugust 2, 2026
Analyst consensusBuy rating with an average price target of $456.47 across 35 analysts, low target $250, high target $921StockAnalysis.com forecastJuly 31, 2026
Technical moving averages20-day near $291.96, 50-day near $291.99, 100-day near $350.44, 200-day near $466.98, RSI 14 near 59.07Barchart technical analysis snapshotAugust 2, 2026

Frequently Asked Questions

This INTU AI stock analysis is for informational and educational use only. It is not investment advice, tax advice, or a recommendation to buy, sell, or hold Intuit Inc. Forecast scenarios are based on available data, valuation assumptions, and technical snapshots as of the cutoff date and may be wrong.