UNH technical analysis

UNH Technical Analysis

Analysis date

July 15, 2026

Market

NYSE (USD)

Daily cutoff

July 14, 2026

Reliability

Passed

Informational use only. This page is not investment advice.

Data verification

UNH Data Verification

Cross-validating the latest completed daily bar across independent sources.

Symbol
UNH
Market
NYSE
Currency
USD (US Dollar)
Latest completed bar
July 14, 2026

No adjustment factor (adjusted close equals raw close, factor 1.0). No stock splits or dividend adjustments affecting the analysis period.

SourceLatest CloseDateDifferenceStatus
Yahoo Finance Chart API (primary)425.19July 14, 2026-Verified
Finviz (independent)425.19July 14, 2026 (previous close)0.00%Verified

Bottom line

UNH Technical Analysis Summary

UNH displays a bullish daily trend with price above SMA20, SMA50, and SMA200, but the weekly chart shows a mixed picture as price remains below the declining SMA200. Daily RSI at 58.62 is neutral-bullish with room for further upside, while weekly RSI at 69.34 is approaching overbought territory. The daily MACD histogram has turned slightly negative, suggesting short-term momentum is decelerating. Key resistance sits at the 52-week high of 434.30, a level also marking the 20-period and 60-period high on both timeframes. Support rests at the 20-day low of 398.59 and the SMA50 at 398.27. A breakout above 434.30 would signal bullish continuation; a break below SMA20 at 417.70 would indicate near-term weakness.

Multi-timeframe dashboard

Multi-Timeframe Technical Dashboard

Comparing daily (2-year) and weekly (5-year) perspectives to identify aligned or conflicting signals.

Daily (July 14, 2026)

Trend
Bullish. Price at 425.19 is above SMA20 (417.70), SMA50 (398.27), and SMA200 (336.58). The SMA20 is above SMA50, confirming a short-term bullish alignment. The SMA200 is sloping upward, supporting the long-term uptrend.
Momentum
Neutral-to-Bullish. RSI14 at 58.62 is in neutral-bullish territory, below the 70 overbought threshold. MACD at 9.71 with signal at 10.44 and a negative histogram of -0.73 indicates that bullish momentum is decelerating. The MACD line has crossed below the signal line, a short-term bearish crossover signal.
Volatility
Moderate. ATR14 at 9.86 (2.32% of price) suggests average daily movement of about 2.3%. Bollinger Bands (397.97 to 437.43) are moderately wide, with price near the middle band reflecting normal volatility conditions.
Volume
Below average. Latest volume of 5,135,734 is 85.9% of the 20-period average (5,977,467), indicating slightly reduced participation in recent sessions.

Assessment

The daily chart shows a bullish structure with price above all key moving averages, but momentum is showing signs of deceleration. The negative MACD histogram suggests caution in the near term. The RSI at 58.62 is not overbought, so further upside is possible. Key support at 398.59 (20-day low) and SMA50 at 398.27 must hold to maintain the bullish structure.

Weekly (July 6, 2026 week)

Trend
Mixed. Price at 424.62 is above SMA20 (351.04) and SMA50 (330.29), but below SMA200 (437.81). The SMA200 is sloping downward, reflecting the long-term bearish influence from the 2025 decline. The shorter-term SMAs are catching up but have not yet crossed above the SMA200.
Momentum
Bullish with caution. RSI14 at 69.34 is approaching overbought territory (above 70), suggesting strong recent upward momentum that may be due for a pullback. MACD at 28.63 with signal at 19.52 and a positive histogram of 9.11 confirms solid upside momentum on the weekly scale.
Volatility
Moderate. ATR14 at 22.49 (5.30% of price) reflects normal weekly ranges for a large-cap healthcare stock recovering from a major correction.
Volume
Below average. Weekly volume of 25,403,300 is 67.8% of the 20-week average (37,453,000), indicating participation below normal levels during the recovery rally.

Assessment

The weekly chart shows a strong recovery rally from the 2025 lows, with price well above the shorter-term SMAs. However, the SMA200 still slopes downward and sits above the current price, reflecting the long-term trend is not yet fully bullish. The RSI approaching 70 suggests the rally may be overextended. The MACD remains positive, confirming ongoing upward momentum, but the volume decline suggests the rally lacks full conviction.

Key indicators

UNH Key Technical Indicators

RSI, MACD, moving averages, ATR, and Bollinger Bands across daily and weekly timeframes.

IndicatorDailyWeekly
RSI (14)58.6269.34
MACD (12, 26, 9)9.71 / 10.44 / -0.7328.63 / 19.52 / 9.11
ATR (14)9.86 (2.32%)22.49 (5.30%)
Bollinger Bands (20, 2)397.97 - 437.43236.11 - 465.98
SMA (20)417.70351.04
SMA (50)398.27330.29
SMA (200)336.58437.81

Price structure

UNH Price Structure and Returns

Price performance across multiple lookback periods and 52-week position.

MetricDailyWeekly
Current Price425.19424.62
1-Period Return-0.91%-0.17%
5-Period Return-0.70%+6.90%
20-Period Return+4.68%+48.40%
60-Period Return+35.15%+50.42%
252-Period Return+43.56%+14.37%
52-Week Low228.48228.48
52-Week High434.30434.30
52-Week Position95.57%95.30%

Key levels

UNH Support and Resistance Levels

Key price levels based on recent swing highs and lows across daily and weekly timeframes.

LevelDailyWeekly
20-Period High434.30434.30
20-Period Low398.59254.52
60-Period High434.30434.30
60-Period Low315.34228.48

Scenarios

UNH Technical Scenarios

Conditions, invalidation triggers, and what to watch for each scenario.

Bullish

Trigger

Price breaks above the 52-week high at 434.30 with above-average volume and the MACD histogram turning positive.

Invalidation

Price falls below the 60-day low of 315.34.

What to watch

Sustained close above 434.30 followed by volume confirmation; weekly MACD maintaining positive momentum; weekly RSI pulling back from overbought without breaking below 50.

Range-Bound

Trigger

Price continues to oscillate between SMA20 support at 417.70 and resistance at 434.30.

Invalidation

A decisive break of either boundary with increasing volume.

What to watch

RSI staying between 45 and 65 on the daily; volume remaining near or below average; MACD histogram staying near zero.

Bearish

Trigger

Price breaks below the 20-day low at 398.59 and the SMA50 at 398.27.

Invalidation

Price reclaims SMA20 (417.70) and holds above it.

What to watch

Sustained closes below SMA20 (417.70); increasing downside volume; MACD histogram deepening into negative territory; weekly RSI falling below 60.

Methodology

Methodology and Limitations

This technical analysis uses adjusted closing prices from Yahoo Finance (primary) and Finviz (independent cross-validation). The daily analysis covers approximately 2 years (501 completed bars) ending July 14, 2026. The weekly analysis covers approximately 5 years (261 completed bars) ending the week of July 6, 2026. Prices are adjusted for dividends and stock splits using the adjusted close/raw close ratio. Volume data is from the primary source and may not match other data providers. Technical indicators include SMA, RSI, MACD, ATR, and Bollinger Bands using standard parameters. Key levels are identified from recent swing highs and lows. Technical analysis studies historical price patterns and does not constitute investment advice. It should not be used as the sole basis for trading decisions.

Frequently Asked Questions

This technical analysis is for informational and educational purposes only. It does not constitute investment advice, a recommendation, or a solicitation to buy or sell any security. Past performance and historical patterns are not guarantees of future results. All investments carry risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.

Data sourced from Yahoo Finance (primary) and Finviz (independent cross-validation). Data cutoffs: daily July 14, 2026, weekly July 6, 2026 week. Generated July 15, 2026.