DCF Valuation (InvestSkill)Finance Skill
This one-file reference contains WACC, scenario weights and terminal-value formulas, not an executable valuation model. Review found an incomplete growth-rate guard, missing terminal-value discounting context and ambiguous cash-flow and debt-cost definitions. Default rates and probabilities are assumptions. The linked full workflow is outside the snapshot, and no valuation or host execution was tested.
- Assessment score
- 44/100
- Snapshot risk
- High
- Audit conclusion
- Needs review
How the assessment score works
Pineify weights evidence recorded from the captured files: Skill structure 15%, Instruction clarity 20%, Dependency transparency 20%, Permission transparency 20%, Safety guardrails 15%, Finance task fit 10%. Each signal receives full credit for Yes, one-quarter credit for unknown, and none for No.
The score is not an output accuracy test or user rating. Read the findings and financial assumptions even when the score is high. Risk labels summarize recorded permissions and findings; they do not measure investment risk or certify that installation is safe.
Discovery
What this Skill helps an agent do.
Use the tasks and topics below to judge whether the captured workflow fits your question. Read its findings, dependencies and data requirements before relying on an output.
Domains and assets
Topics
Trust
Evidence from the captured directory.
This content snapshot assessment does not certify the repository, current files, or installation environment. "Not verified" means the captured files did not support a Yes or No conclusion.
License
GitHub reports the repository license as MIT License.
Review state
- Automated review
- Automated review
- Install tested
- No
- Human reviewed
- Not verified
Snapshot
- Files reviewed
- 1
- Captured
- 2026-07-29 07:31 UTC
- Snapshot ID
- fsh-dcf-valuation-yennanliu-2026-07-29-001
Permissions
FilesystemRead
NoThe skill does not read local files. It accepts ticker symbols or financial data as input.
FilesystemWrite
NoThe skill does not write local files. Output is presented as text.
NetworkAccess
Not verifiedThe reference lists market inputs but does not specify a retrieval step or connector. The former assessment invented a data-verification workflow that is absent from this file.
ShellExecution
NoPure prompt skill with no code execution.
CodeExecution
NoPure prompt skill with no code execution.
ExternalCredentials
NoNo external credentials required.
Dependencies
stock-valuation skill
Upstream redirects comprehensive valuation to /us-stock-analysis:stock-valuation
The redirected skill is outside this one-file snapshot and is not automatically executed by this page.
Data sources named by the Skill
Web market data
Web search for current market data and DCF inputs. No API key required.
Snapshot assessment
44/100
Pineify Finance Skill snapshot assessment, version 1.0.0. Generated 2026-10-20 00:00 UTC.
High risk · Needs review
Skill structure
70/100Instruction clarity
44/100Dependency transparency
44/100Permission transparency
56/100Safety guardrails
21/100Finance task fit
20/100Audit findings
High
Terminal growth must be strictly below the discount rate
For the stated growing perpetuity, g must be less than WACC; equality also fails. TV at forecast year n uses normalized next-period cash flow and must be discounted back before adding to current enterprise value. Compare PV(TV) with EV when discussing terminal-value concentration. The 80% flag is a sensitivity prompt, not a mathematical validity threshold, and FCF10 only fits a ten-year forecast.
Medium
Default probabilities and WACC ranges are illustrative assumptions
The 20/60/20 weights and risk-category rate bands lack calibration, currency and valuation date. A weighted value is meaningful only when scenarios cover the relevant outcomes and inputs are internally consistent. Match the exit multiple to the precise terminal cash-flow definition; an EV multiple applied to an equity cash flow mixes claims. The sensitivity table is empty and no executable model or integration is included.
Medium
Match cash flow, discount rate and capital claims
Use FCFF with WACC to value operations, then bridge to common equity and divide by the appropriate share count; FCFE uses cost of equity. Historical interest expense divided by debt is an accounting-rate proxy, not automatically the current marginal borrowing rate. State whether debt weights approximate market value, how tax shields are usable, and why any size premium is added. Do not double-apply the tax adjustment because this source already defines Kd after tax.
Medium
Skill has been merged into stock-valuation
The SKILL.md opens with "This skill has been merged into stock-valuation. Use /us-stock-analysis:stock-valuation for comprehensive valuation including full DCF modeling, WACC decomposition, 3-scenario sensitivity analysis, and comparable company analysis." The remaining content is a quick DCF reference (WACC formula, scenario probabilities, sensitivity table template, terminal value formulas) rather than a full analysis workflow.
Low
No supporting files or README in the snapshot
The skill directory contains only SKILL.md with no README, reference files, or supporting documentation. All reference content is inline in the 4,697 byte SKILL.md.
Sources and relations
Context around this Skill.
Repository
yennanliu/InvestSkill
topic
Discounted cash flow
agent
Claude Code
collection
Financial modeling
guide
Reviewing finance skills before install
Registry
Read this record as data.
The public record includes the page-safe snapshot, evidence, assessment, taxonomy, and relations. Internal revision fields stay outside the public projection.
- Record ID
- github:yennanliu/investskill:plugins/us-stock-analysis/skills/dcf-valuation
- Snapshot ID
- fsh-dcf-valuation-yennanliu-2026-07-29-001