Competitor Analysis (InvestSkill)Finance Skill
A single-file research framework for moat hypotheses, Five Forces and competitive benchmarking. Its concentration bands need dated context, and its custom moat score is not a Morningstar rating or a validated valuation rule. Commercial-source access and downstream report tools are not bundled. Treat operating ratios as evidence to investigate, with consistent markets and periods; no analysis output or host compatibility was tested.
- Assessment score
- 71/100
- Snapshot risk
- Medium
- Audit conclusion
- Needs review
How the assessment score works
Pineify weights evidence recorded from the captured files: Skill structure 15%, Instruction clarity 20%, Dependency transparency 20%, Permission transparency 20%, Safety guardrails 15%, Finance task fit 10%. Each signal receives full credit for Yes, one-quarter credit for unknown, and none for No.
The score is not an output accuracy test or user rating. Read the findings and financial assumptions even when the score is high. Risk labels summarize recorded permissions and findings; they do not measure investment risk or certify that installation is safe.
Discovery
What this Skill helps an agent do.
Use the tasks and topics below to judge whether the captured workflow fits your question. Read its findings, dependencies and data requirements before relying on an output.
Domains and assets
Topics
Trust
Evidence from the captured directory.
This content snapshot assessment does not certify the repository, current files, or installation environment. "Not verified" means the captured files did not support a Yes or No conclusion.
License
GitHub reports the repository license as MIT License.
Review state
- Automated review
- Automated review
- Install tested
- No
- Human reviewed
- Not verified
Snapshot
- Files reviewed
- 1
- Captured
- 2026-07-29 07:31 UTC
- Snapshot ID
- fsh-competitor-analysis-yennanliu-2026-07-29-001
Permissions
FilesystemRead
NoThe skill does not read local files. It accepts ticker symbols as input.
FilesystemWrite
NoThe skill does not write local files. Output is presented as text.
NetworkAccess
YesData verification requires web search for current price/market cap. Competitive intelligence sources include SEC EDGAR, Glassdoor, LinkedIn, Gartner, Google Patents, etc. accessed via web search.
ShellExecution
NoPure prompt skill with no code execution.
CodeExecution
NoPure prompt skill with no code execution.
ExternalCredentials
Not verifiedPublic filings are named alongside commercial research and account-gated sources; the snapshot does not establish access, subscriptions or credentials for each source.
Dependencies
No dependencies were named in this captured record.
Data sources named by the Skill
Web market data
Web search for current prices, market data, and competitive intelligence sources. No API key required.
SEC EDGAR filings
SEC 10-K and DEF 14A filings for competitive dynamics disclosure. No API key required.
Snapshot assessment
71/100
Pineify Finance Skill snapshot assessment, version 1.0.0. Generated 2026-10-20 00:00 UTC.
Medium risk · Needs review
Skill structure
70/100Instruction clarity
100/100Dependency transparency
59/100Permission transparency
75/100Safety guardrails
36/100Finance task fit
80/100Audit findings
Medium
Separate operating evidence from causal conclusions
Higher gross margin can reflect product mix, input costs or accounting, not just pricing power. Revenue per employee is affected by outsourcing, and patent counts do not measure patent value. Use consistent fiscal periods, currencies, ROIC definitions and peer segments; disclose missing retention and survey data. A 0.5 percentage-point share gain is not a 0.5% relative increase, and its significance depends on the defined market.
Medium
Concentration bands require a dated framework and market definition
The source uses the older 1,500/2,500 HHI bands as universal categories. Current published US 2023 Merger Guidelines describe HHI above 1,800 as highly concentrated and use an increase above 100 in a structural merger presumption. That is a context-specific, rebuttable assessment, not a universal investment or monopoly test. Define product, geography, period and share measure; square percentage-point shares and include the full relevant market.
Medium
The custom score is not a Morningstar rating or valuation rule
Morningstar describes wide, narrow and no-moat ratings; the source adds its own at-risk category, weighted score and cutoffs. Do not attribute that score to Morningstar or infer a required valuation premium from it. A moat affects expected competitive economics, while price paid, cash-flow assumptions, capital needs and risk still determine valuation. Qualitative moat strength alone does not set WACC or terminal growth.
Medium
Resolve score scales and unavailable sources
The Five Forces scale starts at 1, but later becomes 0–5 and is multiplied by two. Choose and disclose a consistent mapping before combining scores; otherwise the component cannot reach zero as claimed. The source provides no performance calibration. Paid research names and downstream slash commands are references, not bundled access or automatic integrations; unavailable figures should remain missing rather than be recalled from training data.
Low
No supporting files or README in the snapshot
The skill directory contains only SKILL.md with no README, reference files, or supporting documentation. All instructions are inline in the 25,454 byte SKILL.md.
Sources and relations
Context around this Skill.
Repository
yennanliu/InvestSkill
topic
Competitive analysis
agent
Claude Code
collection
Financial analysis
guide
Reviewing finance skills before install
Registry
Read this record as data.
The public record includes the page-safe snapshot, evidence, assessment, taxonomy, and relations. Internal revision fields stay outside the public projection.
- Record ID
- github:yennanliu/investskill:plugins/us-stock-analysis/skills/competitor-analysis
- Snapshot ID
- fsh-competitor-analysis-yennanliu-2026-07-29-001