Finance tasks
Cash flow forecastingExcel financial modeling
Indexedanthropics/financial-services
3-Statement ModelFinance Skill
Instructions for mapping an existing workbook, filling historical data, linking forecasts, and reviewing each statement with the user. The captured formulas contain retained-earnings, book-versus-tax income, and deferred-tax inconsistencies. Correct those specific issues before relying on its model checks; the linked source may have changed since the snapshot.
- Assessment score
- 72/100
- Snapshot risk
- High
- Audit conclusion
- Needs review
How the assessment score works
Pineify weights evidence recorded from the captured files: Skill structure 15%, Instruction clarity 20%, Dependency transparency 20%, Permission transparency 20%, Safety guardrails 15%, Finance task fit 10%. Each signal receives full credit for Yes, one-quarter credit for unknown, and none for No.
The score is not an output accuracy test or user rating. Read the findings and financial assumptions even when the score is high. Risk labels summarize recorded permissions and findings; they do not measure investment risk or certify that installation is safe.
Discovery
What this Skill helps an agent do.
Use the tasks and topics below to judge whether the captured workflow fits your question. Read its findings, dependencies and data requirements before relying on an output.
Domains and assets
Financial modelingFundamental analysisPublic equities
Topics
3-statement-modelincome-statementbalance-sheetcash-flowfinancial-modelingexcel
Trust
Evidence from the captured directory.
This content snapshot assessment does not certify the repository, current files, or installation environment. "Not verified" means the captured files did not support a Yes or No conclusion.
License
Apache-2.0Yes
GitHub reports the repository license as Apache License 2.0.
Review state
- Automated review
- Automated review
- Install tested
- No
- Human reviewed
- Not verified
Snapshot
- Files reviewed
- 4
- Captured
- 2026-07-29 07:31 UTC
- Snapshot ID
- fsh-3-statement-model-2026-07-29-001
Permissions
FilesystemRead
YesThe workflow reads existing template structures and financial input data.
FilesystemWrite
YesThe workflow populates and writes Excel workbook templates.
NetworkAccess
YesThe SEC filings reference instructs retrieving data from SEC EDGAR.
ShellExecution
YesThe standalone path requires running Python and recalc.py before delivery.
CodeExecution
YesThe workflow supports Python/openpyxl and Office JS execution paths.
ExternalCredentials
Not verifiedNo credential contract is defined; SEC EDGAR is public but optional data providers may need credentials.
Dependencies
Python
Python 3 for standalone workbook generation
Required for the standalone openpyxl path.
openpyxl
Referenced in instructions but not declared in a manifest
Reads, writes, and populates Excel workbook templates.
recalc.py
Required by the delivery checklist
The helper is referenced but not included in the captured directory.
SEC EDGAR
Optional, for public company data extraction
Public filings source for historical financial data.
Data sources named by the Skill
User-provided financial data
Historical financials, assumptions, and template structure supplied by the user.
SEC EDGAR filings
Public regulatory filings for historical financial data.
Snapshot assessment
72/100
Pineify Finance Skill snapshot assessment, version 1.0.0. Generated 2026-10-20 00:00 UTC.
High risk · Needs review
Skill structure
100/100Instruction clarity
100/100Dependency transparency
50/100Permission transparency
75/100Safety guardrails
29/100Finance task fit
80/100Audit findings
High
Tax deductions and book net income are conflated
The formula reference subtracts NOL utilization from pretax book income before deriving net income. NOL deductions belong in the taxable-income calculation; book net income uses pretax book income less the income-tax provision. Its blanket 80% rule and zero opening NOL assumption also require jurisdiction, loss-vintage, and existing-carryforward checks.
High
Retained-earnings formulas incorrectly add back SBC
The main instructions and formula reference add stock-based compensation to retained earnings, while another reference formula omits it. For an equity-settled award, the compensation credit belongs in paid-in capital, not an extra addition to retained earnings. Reconcile each equity account to the reported statement before using this model.
Medium
Deferred-tax cash-flow instructions conflict
The NOL section calls an increase in a deferred tax asset a cash-flow benefit, but the cash-flow layout subtracts the increase. Reconcile the noncash tax adjustment to the tax provision and actual cash taxes rather than applying both statements.
Medium
Runs local code and writes workbooks
Installation should preserve an explicit approval boundary before Python, Office JS, or recalc.py runs.
Medium
Dependency manifest is absent from the snapshot
openpyxl is referenced in the instructions but no requirements.txt or equivalent manifest is included in the captured directory.
Medium
Required recalculation helper is outside the snapshot
The instructions require recalc.py before delivery, but that file is not present in the captured directory.
Low
External data extraction needs independent review
SEC EDGAR retrieval is referenced for public company data; credential requirements and provider availability are not fully specified.
Low
Financial output needs independent review
The workflow requires accounting corrections and independent financial review; its checks are not proof that a completed model is correct.
Sources and relations
Context around this Skill.
Repository
anthropics/financial-services
topic
Three-statement modeling
agent
Claude Code
collection
Financial modeling
guide
Reviewing finance skills before install
Registry
Read this record as data.
The public record includes the page-safe snapshot, evidence, assessment, taxonomy, and relations. Internal revision fields stay outside the public projection.
- Record ID
- github:anthropics/financial-services:plugins/vertical-plugins/financial-analysis/skills/3-statement-model
- Snapshot ID
- fsh-3-statement-model-2026-07-29-001
This page is an informational registry entry, not investment advice or a security guarantee. A high content quality score does not make the Skill safe for every environment. Review current files, permissions, data sources, and financial assumptions before use.