Bullish case
$135 to $175
More likely if NICE shows accelerating cloud revenue growth, strong CXone Mpower and Actimize AI monetization, margin expansion from operating leverage, and stable Israeli conditions. The highest analyst target is $170.
NICE Ltd. research snapshot
NICE AI Stock Analysis
NICE AI stock analysis reads NICE Ltd. as a profitable AI-powered cloud platform provider in customer engagement (CXone) and financial crime compliance (Actimize). At the August 3, 2026 data cutoff, the stock closed at $100.65, market capitalization was about $5.92 billion, and the trailing P/E was about 11.2x, well below the software peer group. The central question is whether AI disruption of the contact center market is a real earnings threat or a valuation opportunity, and the page uses scenarios rather than certain price predictions. This is informational research and not investment advice.
Current price
$100.65
Market cap
$5.92 billion
AI score
74 / 100
Rating
Attractive valuation, elevated AI disruption risk
Trend status
Recovering from 52-week low, below 200-day average
Data cutoff (updated monthly)
August 4, 2026
Informational use only. This page is not investment advice.
Research quality check
- information Richness
- A-level information richness. NICE has been public since 1996, carries 15 to 16 analyst ratings, files regularly with the SEC, and receives dense media coverage. Strong consensus can push AI output toward the market price, so the analysis deliberately tests the bear case.
- bias Check
- The main AI bias risk is consensus convergence. The stock fell roughly 34% over 52 weeks while fundamentals and analyst targets stayed positive, so the analysis explicitly weighs the bear thesis: AI disruption of contact centers, slower cloud growth, and Israeli geopolitical risk.
- ai Confidence
- Medium-high data confidence
- investment Certainty
- Medium. The stock screens attractively on valuation, but position decisions require first-party filings, live chart data, and personal risk constraints.
Quick verdict table
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | NICE sells AI-powered cloud platforms for customer engagement automation (CXone) and financial crime compliance (Actimize), two mission-critical enterprise verticals with recurring SaaS revenue and improving margins. | Medium-high |
| Moat | The moat is built on regulatory compliance requirements, enterprise switching costs, proprietary AI models, and deep domain expertise, but Morningstar downgraded the moat rating to None on AI disruption potential, so it is under debate. | Medium |
| Management | Management has delivered steady revenue growth, margin expansion, strong free cash flow, and buybacks (shares down about 4% in a year) while managing a contested AI disruption narrative. | Medium |
| Financial trend | Revenue rose to $3.01 billion TTM (about 8.6% growth), net income was $529.63 million TTM, and free cash flow was about $586 million with a debt-light balance sheet. | Medium-high |
| Valuation | At 11.18x trailing P/E, 8.71x forward P/E, and 1.96x price/sales, NICE trades at a discount to software peers and its own history, which prices in the disruption worry. | Medium |
| Technical trend | The stock closed at $100.65, above the 50-day average of $93.90 but below the 200-day average of $107.99, after a rebound from the 52-week low of $83.10. Confirm on a live chart before acting. | Medium |
| Risk level | The thesis can fail if AI disruption cuts contact center demand, enterprise AI spend shifts to larger platform vendors, Israeli geopolitical risk escalates, or growth decelerates below expectations. | Medium-high |
| AI confidence | Medium-high data confidence for verified financials and quote math. Lower confidence for forward returns given the open AI disruption debate. | Medium-high |
| Investment certainty | Medium certainty because the page gives a framework, not a personalized buy or sell instruction. Valuation is attractive, but disruption risk is real and timing and position sizing depend on individual risk tolerance. | Medium |
NICE AI stock forecast
NICE AI Stock Forecast Scenarios
The NICE AI stock forecast uses scenario ranges around the $100.65 close rather than a point target. The bullish case requires evidence that AI-driven revenue reaccelerates and margins expand; the base case assumes steady execution; the bearish case assumes AI disruption or geopolitical escalation materializes.
Base case
$110 to $140
More likely if NICE sustains mid-single to high-single-digit growth, holds margins through efficiency, and executes steadily against its compliance and CX opportunity. The average analyst target is $125.46.
Bearish case
$70 to $95
More likely if these risk paths appear: AI disruption of contact centers accelerates, share loss to Salesforce, Zendesk, and Five9 deepens, growth slows below expectations, Israeli geopolitical risk spikes, and technical support below $83.10 breaks.
NICE AI technical analysis
NICE AI Technical Analysis
NICE AI technical analysis starts from the $100.65 close on August 3, 2026. Because this static page does not fetch request-time chart data, moving averages and live momentum should be confirmed in a charting tool before use.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $100.65 | Close on August 3, 2026, the quote used for this page data cutoff. |
| Near support | $93.90 to $99 | The 50-day average ($93.90) and the recent day range low sit below price. Treat as a planning zone, not a guaranteed floor. |
| Major support | $83.10 | The 52-week low. A decisive close below this level would weaken the recovery setup. |
| Near resistance | $107.99 to $125 | The 200-day average ($107.99) is the first hurdle, followed by the $115 to $125 zone. A close above would improve momentum. |
| 50-day moving average | $93.90 | Price is above this level, a short-term positive. Reconfirm on a live chart. |
| 200-day moving average | $107.99 | Price is below this level, so the long-term trend is not yet bullish. Confirm before relying on it. |
| Momentum | Neutral to improving | RSI was about 55.6. Price recovered from 52-week lows but remains below the 200-day average. |
| Volume | 632,387 shares on August 3, 2026 | Near the average daily range of about 567,000 to 728,000, suggesting no extreme conviction in either direction yet. |
| Volatility | Moderate monitoring priority | The stock fell about 34% over 52 weeks; size positions so they can tolerate daily swings. |
| Invalidation | Close below $83.10 | A decisive close below the 52-week low support would invalidate the recovery setup. |
NICE AI trading strategy
NICE AI Trading Strategy Framework
The NICE AI trading strategy is a rules-based research framework. It is not personalized advice and should be paired with position sizing, stop levels, and fresh filings or news checks.
Trend-following setup
Wait for NICE to hold above the 50-day average ($93.90) and reclaim the 200-day average ($107.99) with volume that confirms buyer demand.
A close back below the 50-day average or a failed breakout should invalidate the setup.
Mean-reversion setup
If NICE pulls back toward the $93.90 to $99 support zone without a thesis break, compare price action with the August 5, 2026 earnings report and the latest filings.
Do not average down without a predefined maximum loss and a fresh review of AI disruption and geopolitical risk.
Fundamental monitor
Track the evidence that matters most for AI-powered CX and compliance: cloud revenue growth rate, CXone Mpower adoption, Actimize deal pipeline, margin trajectory, free cash flow conversion, and competitive dynamics with Salesforce, Zendesk, and Verint.
Reduce confidence when price moves are driven by headlines without matching financial evidence.
Investment research summary
Four-master Research Compression
Business essence
Customers pay NICE for AI-powered cloud platforms that automate customer service (CXone) and detect financial crime (Actimize), embedding recurring SaaS into mission-critical operations that would be costly to replace.
Moat
The moat relies on regulatory compliance requirements in financial services, enterprise switching costs from deep system integration, proprietary AI models, and decades of fraud and workforce optimization expertise, but Morningstar now assigns a None moat rating due to AI disruption potential.
Munger risk inversion
The thesis can fail if AI makes human-agent contact center seats obsolete faster than NICE monetizes the transition, enterprise AI spend shifts to larger platform vendors (Salesforce, Microsoft), Israeli geopolitical risk escalates, or cloud growth decelerates below expectations.
Management
Management has a track record of revenue growth, margin improvement, strong free cash flow, and buybacks, with a low-debt balance sheet. Key risk is retaining talent and navigating the AI transition in a competitive market.
Industry trend
AI-powered customer engagement and financial crime compliance are secular growth markets, but AI is itself disrupting the contact center pricing model, which is the core debate around this stock.
Valuation and margin of safety
At 11.18x trailing P/E, 8.71x forward P/E, and 1.96x price/sales, NICE trades at a discount to the software peer group and its own history. The margin of safety is reasonable if growth holds, but limited if AI disruption accelerates.
Source-backed data
NICE Data Table
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| NICE price | $100.65 | StockAnalysis.com quote, close August 3, 2026 | August 3, 2026 |
| Market capitalization | $5.92 billion, verified via financial_rigor.py as about $6.03B using $100.65 x 59.92M shares (1.87% deviation, acceptable) | StockAnalysis.com + financial_rigor.py market cap verification | August 3, 2026 |
| Enterprise value | $5.69 billion | StockAnalysis.com statistics | August 3, 2026 |
| Exchange | NasdaqGS | StockAnalysis.com and Nasdaq quote pages | August 3, 2026 |
| 52-week range | $83.10 to $156.37 | StockAnalysis.com and Yahoo Finance summary | August 3, 2026 |
| Trailing P/E | 11.18x (StockAnalysis), 11.86x via financial_rigor.py using $100.65 / $8.49 EPS | StockAnalysis.com + financial_rigor.py | August 3, 2026 |
| Forward P/E | 8.71x | StockAnalysis.com statistics | August 3, 2026 |
| Revenue (TTM) | $3.01 billion, growth about 8.6% | StockAnalysis.com and Yahoo Finance financials | August 3, 2026 |
| Net income (TTM) | $529.63 million | StockAnalysis.com financials | August 3, 2026 |
| Free cash flow (TTM) | $586.1 million; Yahoo reports $484.5 million levered | StockAnalysis.com statistics and Yahoo Finance | August 3, 2026 |
| EV/EBITDA | 6.76x (StockAnalysis); Yahoo reports 6.05x | StockAnalysis.com statistics and Yahoo Finance | August 3, 2026 |
| PEG ratio | 0.59 | Yahoo Finance statistics | July 31, 2026 |
| Total cash (mrq) | $304.07 million | StockAnalysis.com statistics | August 3, 2026 |
| Total debt/equity | 0.02 (about 2%) | StockAnalysis.com statistics | August 3, 2026 |
| Segment revenue (FY2025) | Customer Engagement $2.46 billion; Financial Crime and Compliance $485.43 million | StockAnalysis.com financials (S&P Global Market Intelligence) | August 3, 2026 |
| Analyst consensus | Buy, average price target $125.46, range $100 to $170 (15 analysts) | StockAnalysis.com forecast (S&P Global Market Intelligence) | July 26, 2026 |
| Next earnings date | August 5, 2026 (Q2 2026, before market open) | StockAnalysis.com and Yahoo Finance | August 3, 2026 |
| Financial statement depth | Public filings available, including 6-K reports; two-source statement checks still required before investment use | SEC EDGAR and research quality check | July 29, 2026 |
| Scenario valuation input status | Revenue and net income confirmed from StockAnalysis and Yahoo Finance; detailed segment-level margins not cross-validated for this batch page | Source gap disclosure | August 3, 2026 |
Frequently Asked Questions
Use Pineify AI Stock PickerBuild an AI trading strategyRun an AI stock screenerRead the NVDA AI stock analysisRead the NFLX AI stock analysis
This NICE AI stock analysis page is an informational tool only. It is not investment advice, a recommendation, or a promise of future returns. Forecast scenarios are based on available data as of August 3, 2026, may be incomplete, and can be wrong if new filings, market prices, company events, or macro conditions change.
Related Tools
Trading Strategy Builder
Design trading strategies visually with 10+ indicators. Set entry/exit conditions and risk management, then generate Pine Script code with no coding required.
Open
Stock Screener
Filter and discover stocks based on market cap, dividend yield, P/E ratio, sector, and more. Screen thousands of stocks with real-time data.
Open
AI Stock Picker & Screener
Smart AI-driven stock selection with fundamental screening, analyst estimates, and key metrics. Filter by P/E, market cap, dividends, and more.
Open