Life Time Group Holdings, Inc. research snapshot

LTH AI Stock Analysis

LTH AI stock analysis currently views Life Time Group Holdings as a premium health, fitness, and wellness company with recurring membership revenue, 195 athletic country clubs in the U.S. and Canada, and a growing digital, events, and nutrition ecosystem. At the August 3, 2026 data cutoff, LTH closed at $45.10 on July 31, implying a market capitalization of about $10.08 billion from 223.46 million shares. Q2 2026 revenue rose 13.7% to $866.0 million, net income rose 40.6% to $101.4 million, adjusted EBITDA rose 16.8% to $246.5 million, and management raised its 2026 revenue, adjusted net income, and adjusted EBITDA outlook. The central question is whether new club growth, higher dues, and member utilization can compound faster than construction spending, lease obligations, and an already extended valuation. This LTH AI stock analysis is an informational research tool, not investment advice.

Current price

$45.10

Market cap

$10.08 billion verified market capitalization

AI score

79 / 100

Rating

Premium health and wellness franchise with strong Q2 2026 momentum and raised guidance, balanced by capital intensity, rent, and an extended valuation

Trend status

Bullish but extended, with price above the 50-day moving average of $38.23 and the 200-day moving average of $30.09 and RSI near 69.32

Data cutoff (updated monthly)

August 4, 2026

Informational use only. This page is not investment advice.

Research quality check

information Richness
A-level information richness. Life Time has audited SEC filings, quarterly releases, operating metrics, investor presentations, a long public history, founder and management disclosures, and independent market data. The latest completed report available at the cutoff is the Q2 2026 Form 10-Q and the July 30, 2026 earnings release, which included raised 2026 guidance.
bias Check
The main AI bias risk is extrapolating premium pricing and club demand from a strong recent period while underweighting consumer discretionary cyclicality, construction costs, lease obligations, debt, reliance on adjusted metrics, and the market multiple that has already expanded. The countercheck is to track comparable center revenue, memberships, average revenue per membership, cash flow after capital expenditure, net debt, new club returns, and share repurchase execution.
ai Confidence
High for reported 2025 and 2026 financials, Q2 2026 results, updated guidance, share count, price, valuation inputs, analyst targets, and technical indicators. Medium for forward returns because consumer spending, club openings, capital costs, refinancing conditions, and the market multiple can change quickly.
investment Certainty
Medium. The operating trend is strong, leverage has fallen, and the founder remains closely involved, but investment certainty is lower than data confidence because the model combines recurring dues with heavy club investment, long-term lease commitments, debt, and a valuation that assumes continued execution.

Quick verdict table

DimensionConclusionConfidence
Business qualityLife Time sells premium athletic club memberships, personal training, spa and wellness services, sports programming, events, nutrition products, and related digital experiences. Recurring dues are supported by higher utilization, a richer membership mix, and comparable center revenue of 9.1% in Q2 2026.High
MoatThe moat comes from a premium brand, attractive club locations, member communities, operating scale, programming, and the time and capital needed to replicate a resort-style club. It is meaningful but not absolute because fitness and wellness alternatives remain plentiful.Medium-high
ManagementFounder, Chairman, and CEO Bahram Akradi has built the company around premium experiences, higher-value members, disciplined expansion, and a broader healthy way of life ecosystem. The 2026 test is whether 14 new clubs, roughly 1.3 million square feet, and about $885 million to $910 million of growth capital expenditure convert into durable per-club returns without excessive leverage or key-person dependence.Medium-high
Financial trendFY2025 revenue rose 14.3% to $2.995 billion and net income rose to $373.7 million. Q2 2026 revenue increased 13.7% to $866.0 million, net income increased 40.6%, adjusted EBITDA increased 16.8%, and center memberships reached 860,041 at 195 centers. Management raised its 2026 revenue, adjusted EBITDA, and adjusted net income guidance.High
ValuationAt $45.10, the TTM diluted EPS input of $1.83 implies about 24.64x PE and the $14.79 book value per share implies about 3.05x book value. StockAnalysis reports a 24.67x trailing PE, 3.17x price to sales, and 16.31x EV to EBITDA, so the shares are not priced as a distressed recovery.High
Technical trendLTH closed above its 50-day moving average of $38.23 and 200-day moving average of $30.09 at the cutoff. RSI near 69.32 indicates strong momentum, with the stock near its 52-week high of $47.24.High
Risk levelMedium-high risk reflects consumer discretionary exposure, fixed operating and lease costs, construction and maintenance spending, debt, sale-leaseback dependence, execution risk in 14 planned new clubs, and potential price elasticity.Medium-high
AI confidenceConfidence is high for historical and current reported data, but lower for the durability of premium pricing, new club returns, future cash conversion, and the valuation multiple.High data confidence
Investment certaintyMedium because the business has strong current momentum and falling leverage, but the price already reflects meaningful confidence in continued membership growth, operating leverage, and successful club expansion.Medium

LTH AI stock forecast

LTH AI Stock Forecast Scenarios

The LTH AI stock forecast uses a three-year scenario framework around the $45.10 July 31 close and the 2026 adjusted diluted EPS guidance midpoint of about $1.75. Pineify financial_rigor.py calculated approximately $86.3 in the bullish case, $59.0 in the base case, and $27.0 in the bearish case. These are model outputs under explicit assumptions, not price targets or promises.

Bullish case

$80 to $90

More likely if comparable center revenue stays at or above the 7.9% to 8.3% guidance, higher dues do not materially reduce retention, all 14 clubs open as planned, new club returns are attractive, adjusted EBITDA grows near or above the raised $940 million to $955 million outlook, and the market supports a 30x earnings multiple.

Base case

$55 to $62

More likely if 2026 revenue, adjusted EBITDA, and adjusted net income guidance are broadly met, memberships and average revenue per membership keep growing, sale-leaseback proceeds and cash flow fund a large part of expansion, leverage stays at or below 2.00 times, and the market applies roughly a 24x multiple to normalized earnings.

Bearish case

$24 to $30

More likely if a consumer slowdown raises cancellations, price increases meet resistance, construction and maintenance costs rise, new clubs ramp slowly, cash flow stays below expansion needs, refinancing becomes more expensive, or the market de-rates the shares toward an 18x multiple.

LTH AI technical analysis

LTH AI Technical Analysis

LTH AI technical analysis uses the latest market data available at the August 3, 2026 cutoff. StockAnalysis listed a $45.10 July 31 close, a 50-day moving average of $38.23, a 200-day moving average of $30.09, RSI of 69.32, and a 20-day average volume of 2,598,708 shares. This page is static, so confirm levels in a live NYSE chart before acting.

LevelValueWhy it matters
Current price$45.10NYSE closing price on July 31, 2026, the latest completed session at the data cutoff.
Near support$42 to $44A consolidation zone around the pre-earnings base. It is not a guaranteed floor.
Near resistance$46 to $48A recent high area near the 52-week high of $47.24 where strong momentum may meet profit taking. A breakout needs volume and fundamental confirmation.
50-day moving average$38.23Price was above this reference, supporting a bullish intermediate trend while leaving room for a normal pullback.
200-day moving average$30.09Price was well above this long-term reference, so the broader trend remained constructive at the cutoff.
MomentumRSI near 69.32Strong momentum with an elevated daily reading. RSI can remain high during a trend and does not by itself signal a reversal.
Volume20-day average near 2.60 million sharesA breakout above resistance is more credible if volume expands without a sharp reversal.
VolatilityElevated relative to the market, with 5-year beta near 1.49The beta measure and the recent price expansion argue for position sizing that can withstand large daily moves.
InvalidationSustained close below $38.23A decisive break below the 50-day average would weaken the intermediate trend thesis and require a fresh review of earnings, leverage, and valuation.

LTH AI trading strategy

LTH AI Trading Strategy Framework

The LTH AI trading strategy is a rules-based research framework, not personal advice. Use live prices, position sizing, an explicit loss limit, and fresh checks of membership trends, comparable center revenue, new club openings, capital expenditure, cash flow, debt, and consumer demand.

Trend-following setup

Wait for LTH to hold the $42 to $44 zone or break the $46 to $48 area with volume. Confirm that membership growth, average revenue per membership, comparable center revenue, and adjusted EBITDA remain consistent with the raised 2026 outlook before treating a breakout as durable.

A failed breakout followed by a sustained close below $38.23 invalidates the intermediate trend setup.

Mean-reversion setup

If LTH pulls back toward the moving-average area while memberships, retention, cash generation, and club economics remain healthy, compare the lower price with normalized EPS, debt, capital needs, and the base-case valuation range.

Do not average down only because the price falls. Reassess if cancellations rise, pricing weakens, new clubs ramp slowly, or cash flow remains below expansion needs.

Fundamental monitor

Track center memberships, average revenue per center membership, comparable center revenue, new club openings (14 planned, with seven remaining for the fourth quarter), growth, maintenance and modernization capital expenditure, sale-leaseback proceeds, net debt to adjusted EBITDA at or below 2.00 times, the $500 million share repurchase program, and the next quarterly earnings report.

Reduce confidence when the share price or valuation rises without matching evidence in membership quality, per-club returns, adjusted EBITDA, cash flow, and leverage.

Investment research summary

Four-master Research Compression

Business essence

Members pay Life Time for a recurring premium environment that combines fitness, sports, training, spa, family, wellness, nutrition, events, and community. Center revenue represented about 97% of FY2025 revenue, so the core engine is the ability to fill attractive clubs, raise average dues, and increase member use of paid services. Q2 2026 average revenue per center membership rose 11.8% to $993.

Moat

The moat is built from brand trust, club locations, local member communities, programming, trained staff, and a high replacement cost for resort-style facilities. It is strongest in markets where Life Time has a dense network and premium households, but competitors can still offer cheaper gyms, boutique studios, country clubs, digital fitness, and at-home alternatives.

Munger risk inversion

The thesis can fail if price increases reduce retention, high fixed costs magnify a membership downturn, new club construction overruns budgets, sale-leaseback activity shifts economics toward rent, debt remains elevated, or consumers trade down. A reported earnings increase can also look stronger than underlying cash returns when capital expenditure is heavy and adjusted metrics exclude recurring stock compensation, legal settlements, or other items.

Management

Founder and CEO Bahram Akradi has pursued a premium country-club model, a higher-value membership mix, club expansion, and a broader healthy way of life ecosystem. The 2026 test is capital allocation: management must convert 14 new clubs, roughly 1.3 million square feet, and about $885 million to $910 million of growth capital expenditure into attractive long-term returns while keeping net debt to adjusted EBITDA at or below 2.00 times and executing a $500 million buyback. Fitch and S&P both upgraded Life Time to BB in the quarter.

Industry trend

Healthy aging, wellness, preventative fitness, pickleball, personal training, and experiential membership are durable demand themes. The industry is still consumer discretionary, however, and premium clubs compete for household time and budgets with gyms, studios, outdoor recreation, digital subscriptions, and other leisure experiences.

Valuation and margin of safety

At $45.10, the TTM EPS of $1.83 implies about 24.64x PE and the $14.79 book value implies about 3.05x book value. StockAnalysis reports a 24.67x trailing PE, 3.17x price to sales, and 16.31x EV to EBITDA, while 13 analysts hold a Strong Buy consensus with an average $52.07 target. The current price leaves a margin of safety only if normalized earnings grow with new clubs and pricing; the three-scenario audit spans $27.0 to $86.3 because that outcome is assumption-sensitive.

Source-backed data

LTH Data Table

Every metric below includes a source and last verification date.

MetricValueSourceLast verified
LTH share price$45.10 close on July 31, 2026StockAnalysis LTH overview, with daily price sourced from S&P Global Market IntelligenceAugust 3, 2026
Market capitalization verification$10.08 billion calculated as $45.10 x 223.46 million shares, a 0.02% deviation from the reported market capStockAnalysis share statistics and Pineify financial_rigor.py market-cap verificationAugust 3, 2026
Q2 2026 earnings release$866.0 million revenue, $101.4 million net income, $0.45 diluted EPS, $246.5 million adjusted EBITDA, $0.48 adjusted diluted EPS, and 195 centers.Life Time Q2 2026 earnings release filed as SEC Exhibit 99.1August 3, 2026
Q2 2026 balance sheet and leverageCash and cash equivalents of $223.6 million, total debt of $1.497 billion, net debt of $1.290 billion, and a net debt leverage ratio of 1.4 times.Life Time Q2 2026 Form 10-QAugust 3, 2026
Updated 2026 guidanceRevenue of $3.350 billion to $3.375 billion, adjusted EBITDA of $940 million to $955 million, adjusted net income of $394 million to $402 million, comparable center revenue growth of 7.9% to 8.3%, and 14 new clubs.Life Time Q2 2026 earnings releaseAugust 3, 2026
Analyst consensusStrong Buy from 13 analysts with an average target of $52.07, following post-earnings target raises from RBC, Northland, Deutsche Bank, Mizuho, KeyBanc, and Guggenheim.StockAnalysis LTH forecastAugust 3, 2026
Technical indicators50-day moving average $38.23, 200-day moving average $30.09, RSI 69.32, 20-day average volume 2,598,708 shares, and beta 1.49.StockAnalysis LTH statistics, sourced from S&P Global Market IntelligenceAugust 3, 2026
Three-scenario valuation auditPineify financial_rigor.py produced $86.3 bullish, $59.0 base, and $27.0 bearish values from 2026 adjusted EPS guidance near $1.75, three-year growth assumptions of 18%, 12%, and negative 5%, and target PE assumptions of 30x, 24x, and 18x.Pineify financial_rigor.py scenario modelAugust 3, 2026

Frequently Asked Questions

This LTH AI stock analysis is an informational research tool only and is not investment advice, a recommendation, or a promise of return. Forecast scenarios use public information available as of August 3, 2026 and can be wrong if Life Time results, membership retention, pricing, club openings, capital spending, leverage, technical conditions, or market sentiment change.