SOFI technical analysis
SOFI Technical Analysis
Analysis date
August 6, 2026
Market
NasdaqGS (USD)
Daily cutoff
August 5, 2026
Reliability
Passed
Informational use only. This page is not investment advice.
Data verification
SOFI Data Verification
Checking the latest completed daily bar for date and closing-price consistency before indicators are calculated.
- Symbol
- SOFI
- Market
- NasdaqGS
- Currency
- USD (US Dollar)
- Latest completed bar
- August 5, 2026
Historical prices are adjusted for corporate actions when applicable. Date and closing-price consistency checks passed for the latest completed daily bar.
| Validation series | Latest Close | Date | Difference | Status |
|---|---|---|---|---|
| Calculation series | 18.25 | August 5, 2026 | - | Verified |
| Verification series | 18.25 | August 5, 2026 | 0.00% | Verified |
Bottom line
SOFI Technical Analysis Summary
SOFI technical analysis at the August 5, 2026 cutoff shows a sharp recovery under way after the stock found support near the 14.88 52-week low in late July. The 18.25 daily close is above SMA20 (17.40) and SMA50 (17.35), and the daily MACD histogram has turned positive at 0.14, while the SMA200 at 21.17 remains overhead. The completed July 27 weekly close of 16.31 holds above the weekly SMA200 (12.57) but below the weekly SMA20 (16.96) and SMA50 (22.00), with weekly RSI14 at 42.01. Resistance is the 19.74 daily high (the 20- and 60-period high), then the SMA200 at 21.17, while support is the SMA20 at 17.40 and SMA50 at 17.35, then the 14.88 recent low and 52-week low. A close above 19.74 and the SMA200 on above-average volume would confirm a stronger recovery, while a loss of the SMA50 at 17.35 would put the rebound at risk.
Multi-timeframe dashboard
Multi-Timeframe Technical Dashboard
Comparing daily (2-year) and weekly (5-year) perspectives to identify aligned or conflicting signals.
Daily (August 5, 2026)
- Trend
- Recovering within a longer-term downtrend. Price at 18.25 is above SMA20 (17.40) and SMA50 (17.35) after a strong rebound from the 14.88 low in late July, but remains below SMA200 (21.17). The close above both short-term averages is constructive, while the overhead SMA200 keeps the classification mixed.
- Momentum
- Neutral to mildly bullish. RSI14 at 55.91 is above the 50 midline. MACD at 0.02 has crossed above the signal at -0.12 with a positive histogram at 0.14, confirming improving momentum after the rebound from the late-July lows.
- Volatility
- Moderate. ATR14 at 0.94, or 5.13% of price, reflects above-average swings around the late-July volatility. Bollinger Bands (15.53 to 19.27) place price in the upper half of the band range after the surge.
- Volume
- Below average. The August 5 session volume of 56,673,400 shares was about 67% of the 20-session average of 84,653,730, so the pullback from the August 4 high came on lighter participation.
Assessment
The daily timeframe is in a recovery from the 14.88 52-week low. Price has reclaimed SMA20 and SMA50 and the MACD histogram has turned positive, but the stock still sits low in its 52-week range at 18.88% position. Resistance is the 19.74 daily high (the 20- and 60-period high), then the SMA200 at 21.17. Support is the SMA20 at 17.40 and SMA50 at 17.35, then the 14.88 recent low. A close above 19.74 and the SMA200 would confirm a stronger recovery; a loss of the SMA50 would put the rebound at risk.
Weekly (July 27, 2026 week)
- Trend
- Still below the key intermediate averages. The completed July 27 week closed at 16.31, below SMA20 (16.96) and SMA50 (22.00) but above SMA200 (12.57). The weekly trend turned down after the April high, though price remains above the long-term SMA200.
- Momentum
- Weak. RSI14 at 42.01 is below the 50 midline. MACD at -1.03 is above the signal at -1.26 with a positive histogram at 0.23, but both lines remain below zero, showing that downside momentum is fading rather than reversing.
- Volatility
- Elevated. ATR14 at 2.30, or 14.09% of the weekly close, reflects the wide weekly swings around the late-July drop to the 14.88 low. Bollinger Bands (14.57 to 19.35) place price in the middle of the band range.
- Volume
- Above average. The July 27 week volume of 483,423,400 shares was about 1.35x the 20-week average of 358,919,300, showing elevated participation around the sharp drop and rebound at the end of July.
Assessment
The weekly timeframe still shows a corrective phase. Price is below the weekly SMA20 and SMA50 after falling to a fresh 52-week low near 14.88, but it bounced back above the SMA200 at 12.57, and the positive MACD histogram at 0.23 suggests selling pressure is easing. Resistance is the SMA20 at 16.96, then the 20-week high at 20.13 and the SMA50 at 22.00. Support is the recent low at 14.88, the 60-week low at 13.96, and the SMA200 at 12.57. A weekly close back above the SMA20 at 16.96 would be the first sign that the intermediate downtrend is stabilizing.
Key indicators
SOFI Key Technical Indicators
RSI, MACD, moving averages, ATR, and Bollinger Bands across daily and weekly timeframes.
| Indicator | Daily | Weekly |
|---|---|---|
| RSI (14) | 55.91 | 42.01 |
| MACD (12, 26, 9) | 0.02 / -0.12 / 0.14 | -1.03 / -1.26 / 0.23 |
| ATR (14) | 0.94 (5.13%) | 2.30 (14.09%) |
| Bollinger Bands (20, 2) | 15.53 to 19.27 | 14.57 to 19.35 |
| SMA (20) | 17.40 | 16.96 |
| SMA (50) | 17.35 | 22.00 |
| SMA (200) | 21.17 | 12.57 |
Price structure
SOFI Price Structure and Returns
Price performance across multiple lookback periods and 52-week position.
| Metric | Daily | Weekly |
|---|---|---|
| Current Price | 18.25 | 16.31 |
| 1-Period Return | -2.41% | -0.91% |
| 5-Period Return | +19.67% | -8.78% |
| 20-Period Return | +2.93% | -8.16% |
| 60-Period Return | +15.87% | +14.54% |
| 252-Period Return | -16.32% | -0.85% |
| 52-Week Low | 14.88 | 14.88 |
| 52-Week High | 32.73 | 32.73 |
| 52-Week Position | 18.88% | 8.01% |
Key levels
SOFI Support and Resistance Levels
Key price levels based on recent swing highs and lows across daily and weekly timeframes.
| Level | Daily | Weekly |
|---|---|---|
| 20-Period High | 19.74 | 20.13 |
| 20-Period Low | 14.88 | 14.88 |
| 60-Period High | 19.74 | 32.73 |
| 60-Period Low | 14.88 | 13.96 |
Scenarios
SOFI Technical Scenarios
Conditions, invalidation triggers, and what to watch for each scenario.
Bullish
Trigger
Price breaks above the 19.74 daily high (the 20- and 60-period high) and then reclaims the SMA200 at 21.17 with volume above the 20-session average, opening the path toward the 32.73 52-week high.
Invalidation
Price closes back below the SMA20 at 17.40 and loses the SMA50 at 17.35.
What to watch
The daily MACD histogram expanding; a weekly close above the SMA20 at 16.96 and the 20-week high at 20.13.
Range-Bound
Trigger
Price holds above the SMA50 at 17.35 and SMA20 at 17.40 while staying below the 19.74 daily high with volume near the 20-session average.
Invalidation
A decisive break of either boundary with above-average volume.
What to watch
RSI drifting between 45 and 60; the daily MACD histogram hovering near zero; volume normalizing on bounces.
Bearish
Trigger
Price closes below the SMA50 at 17.35 and the SMA20 at 17.40, then breaks toward the 14.88 daily low (the 20- and 60-period low and the 52-week low).
Invalidation
Price reclaims the SMA20 at 17.40 and holds above it.
What to watch
A rolling daily MACD histogram; the weekly MACD histogram turning negative; daily RSI slipping below 45.
Methodology
Methodology and Limitations
This technical analysis is calculated locally from adjusted OHLCV history. The daily series ends August 5, 2026, and the weekly series ends July 27, 2026 week. The latest completed daily bar is independently checked for date and closing-price consistency. Historical prices are adjusted for corporate actions when applicable. Indicators include Wilder RSI(14), MACD(12,26,9), SMA20/50/200, Wilder ATR(14), Bollinger Bands(20,2), relative volume, multi-period returns, and price-range levels. Support and resistance are descriptive zones, not guaranteed reversal points. Historical patterns do not predict future prices, and this page is not investment advice.
Frequently Asked Questions
This technical analysis is for informational and educational purposes only. It does not constitute investment advice, a recommendation, or a solicitation to buy or sell any security. Past performance and historical patterns are not guarantees of future results. All investments carry risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Market data is checked for date and closing-price consistency before indicators are calculated. Data cutoffs: daily August 5, 2026, weekly July 27, 2026 week. Generated August 6, 2026.
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