How much do VTI and ITOT overlap?

The weighted-overlap result uses the smaller portfolio weight for each reliably matched shared holding. Review the data timestamp and coverage states with the percentage.

Is VTI or ITOT more diversified?

Diversification cannot be decided from the shared-holding count alone. Compare unique holdings, concentration, sector, country, and market-cap-style exposure together.

Should I own both VTI and ITOT?

That depends on whether the duplicated exposure is intentional. The 50/50 portfolio view shows how much of a combined allocation is shared, but it is not personalized investment advice.

How many holdings do VTI and ITOT share?

VTI and ITOT share 2380 reliably matched holdings in the stored snapshots. Check both provider dates and identified coverage before treating the count as complete.

Can AI predict whether VTI or ITOT will perform better?

No. AI cannot predict whether VTI or ITOT will perform better. This page measures current holdings exposure and does not compare future returns or recommend a winner.

ETF Overlap Tool

VTI vs ITOT ETF Overlap

Snapshot overlap answer

VTI and ITOT share 2380 matched holdings in the stored snapshots. Their weighted holdings overlap is 93.7%. VTI has 99.0% in common holdings, while ITOT has 99.4%. The holdings dates are Jul 29, 2026 and Jul 30, 2026.

Compare ETF holdings

Enter two different ETF tickers. The base comparison uses a 50% and 50% model, which you can change after the result loads.

Examples: VOO and VTI, QQQ and VGT, or SCHD and VYM.

Data dates and coverage

Complete

Each ETF keeps its own FMP update time. Pineify does not replace different timestamps with a single date. Result retrieved Jul 30, 2026, 05:02 AM UTC.

VTI: Updated Jul 29, 2026, 08:07 PM UTC; Identified coverage: 100.0%; Positive long weight: 100.1%. Identified long: 100.1%.; Signed source weight: 100.0%. Unmatched long: 0.0%.; Excluded negative weight: 0.1%.
ITOT: Updated Jul 30, 2026, 04:07 AM UTC; Identified coverage: 99.9%; Positive long weight: 100.0%. Identified long: 99.9%.; Signed source weight: 100.0%. Unmatched long: 0.1%.

Shared holdings: 2380; Resolved holding identities present in both ETF snapshots.
Weighted overlap: 93.7%; Sum of the smaller weight for each shared holding.
VTI common exposure: 99.0%; Share of VTI invested in holdings that also appear in ITOT.
ITOT common exposure: 99.4%; Share of ITOT invested in holdings that also appear in VTI.

Top shared holdings

Ranked by the smaller weight contributed by the two ETFs.

Complete

Shared holdings for VTI and ITOT
Holding	VTI weight	ITOT weight	Overlap slice
NVDANVIDIA Corp	6.33%	6.61%	6.33%
AAPLApple Inc	5.85%	6.92%	5.85%
MSFTMicrosoft Corp	3.81%	4.05%	3.81%
AMZNAmazon.com Inc	3.18%	3.13%	3.13%
GOOGLAlphabet Inc	2.89%	2.71%	2.71%
AVGOBroadcom Inc	2.46%	2.50%	2.46%
GOOGAlphabet Inc	2.27%	2.18%	2.18%
METAMeta Platforms Inc	1.70%	1.80%	1.70%
LLYEli Lilly & Co	1.40%	1.34%	1.34%
MUMicron Technology Inc	1.79%	1.28%	1.28%
BRK-BBerkshire Hathaway Inc	1.24%	1.30%	1.24%
TSLATesla Inc	1.63%	1.20%	1.20%
JPMJPMorgan Chase & Co	1.11%	1.33%	1.11%
AMDAdvanced Micro Devices Inc	1.30%	1.03%	1.03%
JNJJohnson & Johnson	0.84%	0.89%	0.84%

Top unique holdings

These resolved holdings appear on one side of the current snapshots, not both.

Unique to VTI

No tickerSLCMT11420.46%
No tickerMKTLIQ 12/31/20490.17%
WCNWaste Connections Inc0.06%
BRK-ABerkshire Hathaway Inc0.04%
GTLSChart Industries Inc0.01%
BLDTopBuild Corp0.01%
FROGJFrog Ltd0.01%
NUVLNuvalent Inc0.01%
TMHCTaylor Morrison Home Corp0.01%
FIGFigma Inc0.01%

Unique to ITOT

No tickerBLK CSH FND TREASURY SL AGENCY0.18%
No tickerNXP SEMICONDUCTORS NV0.09%
No tickerUSD CASH0.06%
AMRZ.SWAMRIZE AG0.04%
RPRXROYALTY PHARMA PLC CLASS A0.03%
AMCRAMCOR PLC0.03%
CPNGCOUPANG INC CLASS A0.03%
No tickerCASH COLLATERAL MSFUT USD0.02%
SNSHARKNINJA INC0.02%
ALVAUTOLIV INC0.01%

Sector overlap

Sector weights are compared by normalized provider labels. Unknown weight is not reassigned.

99.5%Complete

VTI classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.
ITOT classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.

Sector overlap for VTI and ITOT
Bucket	VTI	ITOT	Overlap
Information Technology	36.07%	36.37%	36.07%
Financials	11.76%	11.86%	11.76%
Industrials	10.15%	9.88%	9.88%
Health Care	9.66%	9.51%	9.51%
Consumer Discretionary	9.40%	9.49%	9.40%
Communication Services	9.13%	9.11%	9.11%
Consumer Staples	4.29%	4.30%	4.29%
Energy	3.15%	3.12%	3.12%
Real Estate	2.33%	2.30%	2.30%
Utilities	2.17%	2.15%	2.15%
Materials	1.89%	1.91%	1.89%

Country overlap

Country exposure uses the current provider classification for each ETF.

99.5%Complete

VTI classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.
ITOT classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.

Country overlap for VTI and ITOT
Bucket	VTI	ITOT	Overlap
United States	96.92%	97.23%	96.92%
Ireland	1.13%	1.07%	1.07%
United Kingdom	0.50%	0.49%	0.49%
Singapore	0.30%	0.27%	0.27%
Other	0.55%	0.25%	0.25%
Switzerland	0.25%	0.30%	0.25%
Bermuda	0.14%	0.15%	0.14%
Cayman Islands	0.09%	0.07%	0.07%
Netherlands	0.03%	0.10%	0.03%
Canada	0.08%	0.02%	0.02%
Puerto Rico	0.02%	0.03%	0.02%
Israel	0.00%	0.01%	0.00%
Sweden	0.00%	0.01%	0.00%

Market-cap style overlap

Applicable equity holdings are grouped by Pineify v1 market-cap thresholds. Bonds, cash, and derivatives are excluded.

97.5%Complete

VTI classification coverage: Classified ratio: 99.9%. Unknown weight: 0.1%.
ITOT classification coverage: Classified ratio: 99.0%. Unknown weight: 0.9%.

Market-cap style overlap for VTI and ITOT
Bucket	VTI	ITOT	Overlap
Large cap	92.88%	91.22%	91.22%
Mid cap	5.34%	5.29%	5.29%
Small cap	1.14%	1.03%	1.03%
Unclassified	0.07%	0.94%	0.00%

Model your whole-portfolio exposure

Enter each ETF as a share of the whole portfolio. Pineify keeps any remainder unmodeled and does not rescale the inputs.

VTI allocation (%)ITOT allocation (%)

0% remains outside this two-ETF model.

Shared exposure: 99.2%; Combined exposure to holdings present in both ETFs.
Duplicate slice: 46.8%; The smaller scaled position for every shared holding.
Unmodeled remainder: 0.0%; Portfolio weight outside the two entered ETFs.

Method

Weighted overlap is the sum of the smaller holding weight for every matched security.
Pineify retains valid ISIN, CUSIP, and symbol aliases. Matching proceeds in stages and only accepts unique, non-conflicting identities. Names are not fuzzy matched.
Common exposure is calculated separately for each ETF. It is not the same metric as weighted overlap.
Negative weights are reported separately and excluded from the long-only overlap calculation.
Market-cap style uses Pineify methodology v1: small below $2 billion, mid from $2 billion to below $10 billion, and large at $10 billion or more. Market-cap data older than seven days is stale and the affected weight remains unclassified.

Methodology version: holdings-overlap-v1

Sources and warnings

FMP etf-holdings for VTIProvider time: Jul 29, 2026, 08:07 PM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-info for VTIProvider time: Jul 30, 2026, 01:54 AM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-sector-weightings for VTIProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-country-weightings for VTIProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-holdings for ITOTProvider time: Jul 30, 2026, 04:07 AM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-info for ITOTProvider time: Jul 30, 2026, 01:31 AM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-sector-weightings for ITOTProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-country-weightings for ITOTProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP market-capitalization-batchProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.

Data notes

Negative holding weight is reported separately and excluded from long-only overlap.
Some positive holding weight did not have a reliable security identity.
Conflicting strong identifiers were disabled without discarding their holding rows.
Some positive holding weight did not have a reliable security identity.
Conflicting strong identifiers were disabled without discarding their holding rows.
Holding tables show the highest-weight rows; calculations use every resolved holding.

What this VTI and ITOT result means

Holding count and weight answer different questions

The shared count shows how many resolved holding identities appear on both sides. Weighted overlap shows how much of the smaller position lines up for each shared security.

This is not a performance comparison

The page does not compare fees, liquidity, tracking error, taxes, or historical returns. Use those factors in a separate fund review before making an investment decision.

Published pair pages

Open the ETF Overlap tool

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ETF overlap questions

A next step after overlap

Put the duplicate exposure in research context

ETF overlap explains portfolio composition. Finance Agent can help you inspect the funds, sectors, and holdings behind the result. It does not turn overlap into a buy or sell recommendation.

Research with Finance Agent Open portfolio analysis

Pineify ETF Overlap is an information tool, not investment advice. The analysis does not compare fees, liquidity, past performance, or expected returns, and it does not recommend one ETF over another. Data can be incomplete or delayed. No tool or AI system can predict ETF prices or guarantee a return.