How much do SCHD and VYM overlap?

The weighted-overlap result uses the smaller portfolio weight for each reliably matched shared holding. Review the data timestamp and coverage states with the percentage.

Is SCHD or VYM more diversified?

Diversification cannot be decided from the shared-holding count alone. Compare unique holdings, concentration, sector, country, and market-cap-style exposure together.

Should I own both SCHD and VYM?

That depends on whether the duplicated exposure is intentional. The 50/50 portfolio view shows how much of a combined allocation is shared, but it is not personalized investment advice.

How many holdings do SCHD and VYM share?

SCHD and VYM share 80 reliably matched holdings in the stored snapshots. Check both provider dates and identified coverage before treating the count as complete.

Can AI predict whether SCHD or VYM will perform better?

No. AI cannot predict whether SCHD or VYM will perform better. This page measures current holdings exposure and does not compare future returns or recommend a winner.

ETF Overlap Tool

SCHD vs VYM ETF Overlap

Snapshot overlap answer

SCHD and VYM share 80 matched holdings in the stored snapshots. Their weighted holdings overlap is 21.0%. SCHD has 99.2% in common holdings, while VYM has 21.0%. The holdings dates are Jul 28, 2026 and Jul 29, 2026.

Compare ETF holdings

Enter two different ETF tickers. The base comparison uses a 50% and 50% model, which you can change after the result loads.

Examples: VOO and VTI, QQQ and VGT, or SCHD and VYM.

Data dates and coverage

Complete

Each ETF keeps its own FMP update time. Pineify does not replace different timestamps with a single date. Result retrieved Jul 30, 2026, 05:02 AM UTC.

SCHD: Updated Jul 28, 2026, 10:07 PM UTC; Identified coverage: 100.0%; Positive long weight: 100.0%. Identified long: 100.0%.; Signed source weight: 100.0%. Unmatched long: 0.0%.
VYM: Updated Jul 29, 2026, 08:07 PM UTC; Identified coverage: 100.0%; Positive long weight: 100.0%. Identified long: 100.0%.; Signed source weight: 100.0%. Unmatched long: 0.0%.; Excluded negative weight: 0.0%.

Shared holdings: 80; Resolved holding identities present in both ETF snapshots.
Weighted overlap: 21.0%; Sum of the smaller weight for each shared holding.
SCHD common exposure: 99.2%; Share of SCHD invested in holdings that also appear in VYM.
VYM common exposure: 21.0%; Share of VYM invested in holdings that also appear in SCHD.

Top shared holdings

Ranked by the smaller weight contributed by the two ETFs.

Complete

Shared holdings for SCHD and VYM
Holding	SCHD weight	VYM weight	Overlap slice
UNHUNITEDHEALTH GROUP INC	4.32%	1.56%	1.56%
HDHOME DEPOT INC	4.18%	1.46%	1.46%
PGPROCTER & GAMBLE	4.04%	1.42%	1.42%
MRKMERCK & CO INC	4.37%	1.32%	1.32%
KOCOCA-COLA	4.26%	1.31%	1.31%
CVXCHEVRON CORP	3.76%	1.28%	1.28%
TXNTEXAS INSTRUMENT INC	3.41%	1.13%	1.13%
QCOMQUALCOMM INC	2.48%	0.81%	0.81%
PEPPEPSICO INC	3.81%	0.77%	0.77%
AMGNAMGEN INC	4.42%	0.75%	0.75%
VZVERIZON COMMUNICATIONS INC	3.93%	0.74%	0.74%
ABTABBOTT LABORATORIES	4.68%	0.65%	0.65%
COPCONOCOPHILLIPS	3.48%	0.53%	0.53%
MOALTRIA GROUP INC	3.13%	0.50%	0.50%
BMYBRISTOL MYERS SQUIBB	3.25%	0.49%	0.49%

Top unique holdings

These resolved holdings appear on one side of the current snapshots, not both.

Unique to SCHD

ERIEERIE INDEMNITY CLASS A0.15%
FHIFEDERATED HERMES INC CLASS B0.11%
GVMXXSSC GOVERNMENT MM GVMXX0.08%
OFGOFG BANCORP0.06%
AGMFEDERAL AGRICULTURAL MORTGAGE NON0.05%
GABCGERMAN AMERICAN BANCORP INC0.05%
NBHCNATIONAL BANK HOLDINGS CORP CLASS0.05%
LKFNLAKELAND FINANCIAL CORP0.04%
PFBCPREFERRED BANK0.03%
VRTSVIRTUS INVESTMENT PARTNERS INC0.03%

Unique to VYM

AVGOBroadcom Inc7.29%
JPMJPMorgan Chase & Co3.38%
JNJJohnson & Johnson2.54%
XOMExxonMobil Holdings Corp2.36%
CATCaterpillar Inc2.01%
CSCOCisco Systems Inc1.93%
ABBVAbbVie Inc1.85%
BACBank of America Corp1.56%
PMPhilip Morris International Inc1.17%
GSGoldman Sachs Group Inc/The1.15%

Sector overlap

Sector weights are compared by normalized provider labels. Unknown weight is not reassigned.

70.3%Complete

SCHD classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.
VYM classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.

Sector overlap for SCHD and VYM
Bucket	SCHD	VYM	Overlap
Health Care	20.77%	13.18%	13.18%
Information Technology	12.72%	17.79%	12.72%
Financials	9.92%	20.95%	9.92%
Energy	14.13%	8.62%	8.62%
Consumer Staples	20.64%	8.09%	8.09%
Industrials	7.79%	12.58%	7.79%
Consumer Discretionary	7.69%	6.81%	6.81%
Communication Services	6.22%	3.04%	3.04%
Utilities	0.11%	5.66%	0.11%
Materials	0.00%	3.26%	0.00%
Real Estate	0.00%	0.02%	0.00%
Cash & Others	0.01%	0.00%	0.00%

Country overlap

Country exposure uses the current provider classification for each ETF.

96.9%Complete

SCHD classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.
VYM classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.

Country overlap for SCHD and VYM
Bucket	SCHD	VYM	Overlap
United States	97.24%	94.28%	94.28%
Ireland	2.40%	2.49%	2.40%
Other	0.09%	0.53%	0.09%
Puerto Rico	0.06%	0.06%	0.06%
Sweden	0.21%	0.04%	0.04%
United Kingdom	0.00%	1.07%	0.00%
Switzerland	0.00%	0.74%	0.00%
Netherlands	0.00%	0.35%	0.00%
Bermuda	0.00%	0.19%	0.00%
Peru	0.00%	0.12%	0.00%
Luxembourg	0.00%	0.04%	0.00%
Cayman Islands	0.00%	0.03%	0.00%
Singapore	0.00%	0.03%	0.00%
Brazil	0.00%	0.01%	0.00%
Greece	0.00%	0.01%	0.00%
Guernsey	0.00%	0.01%	0.00%
Monaco	0.00%	0.01%	0.00%

Market-cap style overlap

Applicable equity holdings are grouped by Pineify v1 market-cap thresholds. Bonds, cash, and derivatives are excluded.

97.6%Complete

SCHD classification coverage: Classified ratio: 99.9%. Unknown weight: 0.1%.
VYM classification coverage: Classified ratio: 100.0%. Unknown weight: 0.0%.

Market-cap style overlap for SCHD and VYM
Bucket	SCHD	VYM	Overlap
Large cap	96.37%	94.45%	94.45%
Mid cap	3.03%	4.83%	3.03%
Small cap	0.52%	0.16%	0.16%
Unclassified	0.08%	0.03%	0.00%

Model your whole-portfolio exposure

Enter each ETF as a share of the whole portfolio. Pineify keeps any remainder unmodeled and does not rescale the inputs.

SCHD allocation (%)VYM allocation (%)

0% remains outside this two-ETF model.

Shared exposure: 60.1%; Combined exposure to holdings present in both ETFs.
Duplicate slice: 10.5%; The smaller scaled position for every shared holding.
Unmodeled remainder: 0.0%; Portfolio weight outside the two entered ETFs.

Method

Weighted overlap is the sum of the smaller holding weight for every matched security.
Pineify retains valid ISIN, CUSIP, and symbol aliases. Matching proceeds in stages and only accepts unique, non-conflicting identities. Names are not fuzzy matched.
Common exposure is calculated separately for each ETF. It is not the same metric as weighted overlap.
Negative weights are reported separately and excluded from the long-only overlap calculation.
Market-cap style uses Pineify methodology v1: small below $2 billion, mid from $2 billion to below $10 billion, and large at $10 billion or more. Market-cap data older than seven days is stale and the affected weight remains unclassified.

Methodology version: holdings-overlap-v1

Sources and warnings

FMP etf-holdings for SCHDProvider time: Jul 28, 2026, 10:07 PM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-info for SCHDProvider time: Jul 30, 2026, 04:33 AM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-sector-weightings for SCHDProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-country-weightings for SCHDProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-holdings for VYMProvider time: Jul 29, 2026, 08:07 PM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-info for VYMProvider time: Jul 30, 2026, 01:54 AM UTC. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-sector-weightings for VYMProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP etf-country-weightings for VYMProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.
FMP market-capitalization-batchProvider time: No provider timestamp. Retrieved Jul 30, 2026, 05:02 AM UTC.

Data notes

Negative holding weight is reported separately and excluded from long-only overlap.
Some positive holding weight did not have a reliable security identity.
Holding tables show the highest-weight rows; calculations use every resolved holding.
1 market-cap observations were too old for current style classification.
1 applicable symbols did not have a current market-cap observation.
The two ETF holdings snapshots have different FMP update times.

What this SCHD and VYM result means

Holding count and weight answer different questions

The shared count shows how many resolved holding identities appear on both sides. Weighted overlap shows how much of the smaller position lines up for each shared security.

This is not a performance comparison

The page does not compare fees, liquidity, tracking error, taxes, or historical returns. Use those factors in a separate fund review before making an investment decision.

Published pair pages

Open the ETF Overlap tool

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ETF overlap questions

A next step after overlap

Put the duplicate exposure in research context

ETF overlap explains portfolio composition. Finance Agent can help you inspect the funds, sectors, and holdings behind the result. It does not turn overlap into a buy or sell recommendation.

Research with Finance Agent Open portfolio analysis

Pineify ETF Overlap is an information tool, not investment advice. The analysis does not compare fees, liquidity, past performance, or expected returns, and it does not recommend one ETF over another. Data can be incomplete or delayed. No tool or AI system can predict ETF prices or guarantee a return.