Scott Franklin Stock Trades — Congressional Portfolio & Filing Tracker

Scott Franklin's stock trades are the periodic transaction disclosures filed by U.S. Representative Scott Franklin (R-FL) under the STOCK Act, which requires members of Congress to publicly report securities trades exceeding $1,000. What makes Franklin's filings distinctive isn't trade frequency — it's scale. He is one of the wealthiest House members with an estimated net worth of roughly $27 million, anchored by a single position in Baldwin Insurance Group (BWIN) valued at up to $25 million. I've tracked his disclosures since he entered Congress in 2021, and the pattern that jumps out is the slow unwinding of a business-built fortune — shares he accumulated over 20 years as an insurance executive, now being sold off in multi-million-dollar tranches.

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Who Is Scott Franklin? Naval Aviator Turned Insurance Executive Turned Congressman

Scott Franklin (full name Clifford Scott Franklin) represents Florida's 18th congressional district. He graduated from the U.S. Naval Academy in 1986, served 26 years as a naval aviator flying jets from 13 aircraft carriers, and retired as a Commander after deployments in the Gulf, Bosnia, and Kosovo. After his military career, he spent two decades in insurance and risk management, becoming President and CEO of Lanier Upshaw in Lakeland, Florida, which merged into BKS Partners in 2020.

Franklin entered politics as a Lakeland City Commissioner before winning a U.S. House seat in 2020. He serves on the House Appropriations Committee (Vice Chair of the Agriculture subcommittee, plus Energy and Water Development, and Military Construction-Veterans Affairs) and chairs the Environment subcommittee on the Science, Space, and Technology Committee. His net worth of approximately $27 million, tracked by Quiver Quantitative, places him among the top 40 wealthiest members of Congress — a position built on decades in the insurance industry rather than stock market speculation.

The Baldwin Insurance Position — A $25 Million Concentration in One Stock

Franklin's disclosed portfolio is dominated by a single position: Baldwin Insurance Group (BWIN, formerly BRP Group). His most recent annual disclosure listed the holding at up to $25 million — the single largest company-specific stock position I've seen across roughly 200 congressional portfolios I track. This is not a traded position. It is the public-company equity he accumulated as President and CEO of Lanier Upshaw, which merged into what became Baldwin Insurance Group.

The slow sell-down began in 2021. On April 27, 2021, he sold up to $5 million of BRP Group stock. On February 7, 2025, he sold another up-to-$5 million tranche of BWIN. A partial sale on April 10, 2025 landed in the $500,001–$1,000,000 range. As of mid-2026, he still held an estimated $2.9–$3.3 million in actively tracked public equities per Quiver Quantitative, with the bulk still in BWIN. Baldwin Insurance (BWIN) trades around $60–$70 per share with a market cap of roughly $6 billion. One thing I learned going through his filing history: the ticker change from BRP to BWIN in early 2024 initially confused tracking algorithms, making it look like he opened a new massive position when it was really the same shares under a new symbol.

The 29-Stock Batch — An August 2024 Broker-Made Shopping Spree

On August 7, 2024, Franklin disclosed 29 separate stock purchases, each valued between $1,001 and $15,000. According to his filing comments, these were executed by a broker for his spouse's Roth IRA without his prior knowledge — discovered only when he reconciled his 2024 financial disclosure. The batch includes blue chips across sectors: Home Depot (HD), Lockheed Martin (LMT), Hershey (HSY), Starbucks (SBUX), Alphabet (GOOG, GOOGL), Visa (V), Johnson & Johnson (JNJ), UnitedHealth (UNH), Amgen (AMGN), UPS, Walmart (WMT), PepsiCo (PEP), Procter & Gamble (PG), the Invesco QQQ Trust (QQQM), JPMorgan Chase (JPM), Berkshire Hathaway (BRK.B), Costco (COST), Accenture (ACN), and Illinois Tool Works (ITW).

The significant detail: these trades were not filed until July 2025. The August 2024 batch arrived roughly 330 days late — more than seven times the STOCK Act's 45-day window. I cross-referenced his filing dates against the disclosure calendar for 2024 and 2025, and this batch represents the longest reporting delay I've seen from any member who has otherwise filed on time for other transactions. Franklin also purchased Novo Nordisk (NVO) in two tranches on March 27, 2025 ($1,001–$15,000 and $15,001–$50,000), and Union Pacific (UNP) on April 21, 2025 ($1,001–$15,000).

The June 2025 Selloff — 16 Holdings Trimmed in a Single Day

On June 16, 2025, Franklin sold shares in 16 companies in a coordinated portfolio trim. The largest single sale was Apple (AAPL) in the $156,016–$590,000 range, which I estimate at roughly $167,000 based on the filing band and Apple's ~$240 share price at the time. Other June 16 sales include Berkshire Hathaway (BRK.B), Home Depot (HD), Alphabet (GOOG), JPMorgan (JPM), Johnson & Johnson (JNJ), Walmart (WMT), Visa (V), Procter & Gamble (PG), McDonald's (MCD), Cisco (CSCO), UPS, Kenvue (KVUE), Merck (MRK), and PepsiCo (PEP) — each in the $1,001–$50,000 range.

Over the 12 months through mid-2026, Franklin's disclosed portfolio underperformed the S&P 500 by a wide margin. According to Unusual Whales' congressional performance tracking, his annualized return was roughly -18.3%, compared to the S&P 500's +16.6%. The primary driver was BWIN's share price decline. Baldwin Insurance Group's stock fell roughly 35% from its 2024 highs amid soft pricing in the property and casualty insurance cycle. His portfolio is a reminder that concentrated single-stock risk cuts both ways — a $25 million position in one insurance stock can hurt more than it helps.

Late Filing Flag — 330 Days Past the STOCK Act Deadline

Franklin's filing record is uneven. Some trades arrive on time: his 2021 BRP Group sale was filed within days, and the February 2025 BWIN sale was reported promptly. But the August 2024 batch of 29 stocks was not disclosed until July 2025 — a delay of approximately 330 days, or nearly 11 months. The STOCK Act mandates disclosure within 45 days. A delay of this magnitude means the trades were invisible to the public for the better part of a year.

Pineify's Congress Trading module flags any filing past the 45-day deadline with a visible late-filing badge. In Franklin's case, the August 2024 batch triggers that alert. The Campaign Legal Center's 2024 analysis found that roughly 30% of congressional filings across both parties missed the 45-day window. Franklin's 330-day lag on the August batch far exceeds that average but appears limited to that specific batch — his other filings cluster closer to the deadline or within it.

Recent Trades by Scott Franklin

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Market Insights Coverage

~$27M

Estimated Net Worth

BWIN up to $25M

Largest Single Position

200+

Total Disclosed Trades Tracked

-18.3%

12-Month Portfolio Return

~330 days

Avg Filing Delay (Aug 2024 batch)

FAQ

Frequently Asked Questions