U-Haul Holding Company research snapshot
UHAL AI stock analysis reads U-Haul Holding Company as a durable North American do-it-yourself moving and self-storage franchise with national brand strength, a large dealer network, and growing owned storage square footage, but fiscal 2026 earnings remain sharply depressed by fleet depreciation, disposal losses, liability costs, and lease-up costs on newly built storage. Using the July 31, 2026 close of $70.91 and about 195.5 million combined voting and non-voting shares, calculated market cap is about $13.86 billion. Trailing PE is distorted by depressed earnings, ranging from about 167x on blended TTM EPS of $0.42 to roughly 295x on $0.24 voting-common EPS, so the UHAL AI stock forecast should be read as recovery and scenario work rather than a precise price prediction. The stock has rallied about 40% year to date to a new 52-week high near $74 even before the August 5, 2026 earnings report, so the setup improves if storage occupancy fills, disposal losses fade, and free cash flow turns less negative; it weakens if mobility demand softens, fleet residual values stay weak, or the multiple compresses once the growth expectations reset. This page is for information only and is not investment advice.
Current price
$70.91
Market cap
$13.86 billion calculated market cap
AI score
56 / 100
Rating
Durable DIY moving and storage franchise with still-depressed GAAP earnings and a share price that has run to new 52-week highs, leaving valuation dependent on a fast earnings and free-cash-flow recovery
Trend status
Extended above the 50-day and 200-day moving averages after rallying to a new 52-week high near $74, with the next catalyst set for the August 5, 2026 earnings report
Data cutoff (updated monthly)
August 4, 2026
Informational use only. This page is not investment advice.
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | Customers pay U-Haul for one-way and in-town trucks, trailers, towing devices, self-storage, moving supplies, propane, and hitch installation across a dense North American network of over 25,000 locations. | High |
| Moat | Brand recognition, dealer density, fleet scale of about 204,800 trucks and 136,600 trailers, one-way network effects, and owned real estate create a durable advantage, though local storage and truck rental competition remains real. | High |
| Management | The Shoen family controls the company through dual-class voting stock. Management is moderating truck capex, building storage ahead of occupancy, and authorized a $350 million repurchase across both classes in May 2026 while continuing a small non-voting dividend. | Medium-high |
| Financial trend | FY2026 revenue rose 3.6% to $6.038 billion, but net earnings fell to $83.1 million from $367.1 million as fleet depreciation, disposal losses, and storage fill costs outweighed higher rental and storage revenue. | High |
| Valuation | At $70.91, UHAL screens at about 167x blended TTM EPS or about 295x voting EPS, roughly 54x forward earnings, 1.79x book value, and a negative free-cash-flow yield, so asset and recovery math matter more than trailing PE. | High |
| Technical trend | Price sits above the 50-day moving average near $63.95 and the 200-day near $54.80, extended after a rally to a new 52-week high around $74.01, so momentum is constructive but the reward-risk near resistance is less favorable. | Medium |
| Risk level | Key risks are housing and mobility cycles, fleet residual values, storage lease-up, liability inflation, leverage near 4.3x net debt to adjusted EBITDA, dual-class control, and a valuation that assumes a faster earnings recovery. | Medium-high |
| AI confidence | Descriptive confidence is high because company filings and third-party data agree on revenue, earnings, and balance-sheet figures. Forecast confidence is lower because earnings power is in transition and the stock has outrun reported fundamentals. | High data confidence |
| Investment certainty | UHAL is a strong franchise at the operating level, but the current price already prices a strong earnings recovery and leaves limited margin of safety if storage fill, disposal losses, or leverage keep earnings depressed. | Medium-low |
UHAL AI stock forecast
The UHAL AI stock forecast starts from the July 31, 2026 close of $70.91, depressed FY2026 earnings, and a forward consensus EPS near $1.32 implied by the roughly 54x forward PE. Using a recovery-normalized EPS base near $1.75, the audited three-scenario model produced a bullish area near $80, a base area near $46, and a bearish area near $22 before asset-floor judgment. The current price sits above the modeled base case, which means the market is paying for a full earnings recovery plus a re-rating. Practical scenario bands below widen those tool outputs for book value support near $39 and dual-class market structure.
$76 to $90
More likely if self-storage occupancy recovers from the lease-up drag, fleet disposal losses fade, truck capex moderates as management expects, adjusted EBITDA holds near or above the $1.65 billion area, and investors pay a high-20s to low-30s multiple on normalized EPS that recovers toward $2.
$44 to $52
More likely if revenue grows low single digits, earnings recover only partway toward the prior $1.50 to $2.00 EPS zone, free cash flow remains constrained by fleet and storage investment, and the market values UHAL closer to 20x to 24x normalized earnings rather than a full re-rating.
$22 to $35
More likely if housing mobility softens, storage fill stays slow, residual values on retired trucks remain weak, interest expense stays elevated on roughly $8.1 billion of Moving and Storage debt, and the stock compresses toward or below book value near $39 with a lower earnings multiple.
UHAL AI technical analysis
UHAL AI technical analysis is constructive on the multi-month recovery but extended near resistance as of the August 3, 2026 cutoff. StockAnalysis showed a July 31, 2026 close of $70.91, a 52-week range of about $41.95 to $74.01, a 50-day moving average near $63.95, a 200-day moving average near $54.80, and an RSI near 60.7. MarketBeat confirmed a close near $70.89 with a 52-week range of roughly $41.94 to $74.00. The stock has gained about 20.7% over 52 weeks and roughly 40% year to date, so the useful framework is to separate a hold above the $64 area from a deeper reset toward the 200-day average near $55 or the lower half of the 52-week range.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $70.91 | July 31, 2026 close used for the August 3, 2026 data cutoff; MarketBeat showed $70.89 on the same day. |
| Immediate support | $63.95 to $65 | The 50-day moving average near $63.95 and the round $65 level form the first support band on pullbacks. |
| Deeper support | $54.80 to $56 | The 200-day moving average near $54.80 and the mid-$50s round level are the deeper mean-reversion zone. |
| Near resistance | $74.01 to $75 | The 52-week high near $74.01 and the psychologically round $75 level form the first resistance band. |
| Moving averages | 50-day near $63.95, 200-day near $54.80 | Price trades above both averages after the rally, which supports the trend while the stock is extended. |
| Momentum | RSI near 60.7 | StockAnalysis showed RSI near 60.7 as of the cutoff, constructive but not at an extreme overbought reading after the run toward the 52-week high. |
| Volume | Low relative to mega-cap peers | Average 20-day volume near 173,000 shares with short interest around 0.6% of shares out, so breakouts and breakdowns can gap more easily around earnings. |
| Volatility | Watch the August 5, 2026 earnings report | FQ1 2027 results are scheduled for August 5, 2026 after market close; fleet disposal losses, storage occupancy, liability costs, and capex commentary can move UHAL more than ordinary daily noise. |
| Invalidation | Close below $64, then below $55 for the larger recovery | A break below the 50-day area weakens the tactical setup. A break through the mid-$50s toward the 200-day average would challenge the post-recovery framework. |
UHAL AI trading strategy
The UHAL AI trading strategy below is a rules-based research framework, not personal advice. It connects trend behavior with self-moving demand, self-storage fill, fleet residuals, liability costs, leverage, free cash flow, and dual-class share structure.
Watch for UHAL to hold above $64 and accept or reclaim above $74 to $75 while the August 5, 2026 earnings report and later updates show rising storage occupancy, stabilizing fleet disposal results, and continued self-moving revenue growth.
A failed breakout followed by a close below $64 should reduce trend confidence, especially if management commentary points to weaker one-way demand, softer residual values, or slower storage lease-up.
If UHAL pulls back toward the $44 to $55 zone without a structural break in brand demand, dealer network health, or balance-sheet liquidity, compare the lower price with book value near $39, owned storage square footage, and normalized earnings power.
Do not treat a lower price as automatically attractive if net debt to adjusted EBITDA stays elevated, free cash flow stays deeply negative, or storage fill and fleet residuals keep deteriorating together.
Track self-moving equipment rental revenue, self-storage revenue and occupancy, revenue per foot, fleet depreciation and disposal gains or losses, Moving and Storage adjusted EBITDA, net debt to adjusted EBITDA, cash and credit availability, buyback activity under the $350 million authorization, and the August 5, 2026 quarterly report.
Position sizing should reflect dual-class control, cyclical mobility demand, and the fact that trailing PE is currently distorted by temporary earnings compression while the price has run ahead of reported fundamentals.
Investment research summary
Customers pay U-Haul because they need trucks, trailers, towing gear, boxes, and storage when moving or organizing life events. The company converts brand trust, nationwide availability, and shared-use fleet economics into rental revenue, storage rents, product sales, and related insurance income.
The moat is strongest in brand, one-way network density, dealer relationships, fleet scale of roughly 204,800 trucks and 136,600 trailers, and a large owned and managed storage footprint of about 99.0 million square feet. It is weaker when local storage supply rises, residual truck values fall, or housing turnover slows.
The thesis fails if mobility demand stagnates, fleet residual losses persist, storage remains overbuilt relative to fill rates, liability costs keep rising faster than pricing, leverage stays high while free cash flow stays negative, or family control capital allocation frustrates minority shareholders. The current share price already embeds a fast recovery, so a slow fill-up would compress the multiple.
Chairman Joe Shoen and the controlling family have long operating history in the U-Haul system. The management test is whether leadership can moderate truck capex as flagged, fill newly built storage, normalize liability costs, and execute the $350 million repurchase without weakening the balance sheet during a soft earnings period.
DIY moving and self-storage sit in long-running consumer and household formation trends rather than a pure technology paradigm shift. Secular storage demand and shared-use fleet convenience help, but both businesses still track housing turnover, local supply, insurance inflation, and interest rates.
At $70.91, the market is paying for a strong earnings recovery, durable brand cash generation, and real-estate-backed franchise value more than current GAAP profits. Margin of safety is thin after the year-to-date rally; it improves if the stock resets toward the base-case zone while storage fill and fleet residuals improve, or if cash flow recovers into the current price.
Source-backed data
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| UHAL quote reference | $70.91 July 31, 2026 close, within a roughly $41.95 to $74.01 52-week range | StockAnalysis UHAL quote data | August 3, 2026 |
| Quote cross-check | $70.89 July 31, 2026 close with a roughly $41.94 to $74.00 52-week range and about $13.90 billion market cap | MarketBeat UHAL quote data | August 3, 2026 |
| Market capitalization verification | $13.86 billion calculated from $70.91 x 195.49 million shares outstanding (0.02% vs the $13.86 billion report) | Pineify financial_rigor.py and StockAnalysis share counts | August 3, 2026 |
| Shares outstanding | 19,607,788 voting common and 176,470,092 non-voting common, or 196,077,880 combined weighted average shares; StockAnalysis lists 195.49 million | U-Haul Holding FY2026 results release | August 3, 2026 |
| FY2026 revenue and earnings | $6.038 billion revenue, $83.1 million net earnings available to shareholders, $0.24 voting EPS, $0.44 non-voting EPS, and a $127.8 million fourth-quarter loss | U-Haul Holding FY2026 results release | August 3, 2026 |
| Revenue cross-check | Company IR $6.0378 billion, StockAnalysis $6.04 billion, and Macrotrends $6.038 billion for FY2026, within 0.03% after rounding | Macrotrends UHAL revenue history | August 3, 2026 |
| Segment and operating mix | Self-moving rental revenue $3.812 billion, self-storage revenue $972 million, Moving and Storage adjusted EBITDA $1.646 billion, and consolidated operating income $432.6 million | U-Haul Holding FY2026 results release | August 3, 2026 |
| Cash, debt, and leverage | Moving and Storage cash $1.014 billion, total debt $8.125 billion, adjusted EBITDA $1.646 billion, and net debt to adjusted EBITDA 4.3x as of March 31, 2026 | U-Haul Holding FY2026 results release | August 3, 2026 |
| Book value and equity | Stockholders equity $7.612 billion, about $38.82 book value per combined share, and about 1.79x price to book at $70.91 | U-Haul Holding FY2026 balance sheet and Pineify financial_rigor.py | August 3, 2026 |
| Free cash flow context | Macrotrends annual free cash flow about -$0.649 billion for FY2026, or roughly -$3.31 per combined share, versus about -$1.34 billion for FY2025 | Macrotrends UHAL free cash flow history | August 3, 2026 |
| Valuation ratios | About 167x blended TTM PE on $0.42 EPS, roughly 295x on $0.24 voting EPS, about 54x forward PE, 1.79x book, and 2.30x sales | StockAnalysis UHAL statistics and Pineify financial_rigor.py | August 3, 2026 |
| Technical reference | 50-day moving average $63.95, 200-day moving average $54.80, RSI near 60.7, beta 1.11, and 52-week change +20.72% | StockAnalysis UHAL statistics | August 3, 2026 |
| Fleet and storage scale | About 204,800 trucks, 136,600 trailers, 42,000 towing devices, over 25,000 locations, 1,136,000 rentable storage units, and about 99.0 million square feet of self-storage space at owned and managed facilities | U-Haul Holding FY2026 results release | August 3, 2026 |
| Storage operating detail | Self-storage revenue up 8.3% in FY2026, same-store occupancy down 5.4 percentage points to 86.1% in Q4, revenue per foot up 6.5%, and about 11.7 million net rentable square feet in development or pending | U-Haul Holding FY2026 results release | August 3, 2026 |
| Capital return authorization | Board authorized a $350 million share repurchase plan across both classes on May 22, 2026; non-voting stock pays a $0.05 quarterly cash dividend | U-Haul Holding FY2026 results release | August 3, 2026 |
| Analyst expectations | Consensus roughly Hold to Moderate Buy with price targets near $85 to $88, and FQ1 2027 results scheduled for August 5, 2026 | StockAnalysis UHAL forecast and MarketBeat analyst data | August 3, 2026 |
This UHAL AI stock analysis is for informational and educational use only. It is not investment advice, a recommendation, or a guarantee of future returns. Forecast ranges are scenario estimates based on available public data as of August 3, 2026, and they can be wrong if fundamentals, market prices, housing mobility, fleet residual values, storage occupancy, debt costs, dual-class market structure, or investor sentiment change.
Design trading strategies visually with 10+ indicators. Set entry/exit conditions and risk management, then generate Pine Script code with no coding required.
Filter and discover stocks based on market cap, dividend yield, P/E ratio, sector, and more. Screen thousands of stocks with real-time data.
Smart AI-driven stock selection with fundamental screening, analyst estimates, and key metrics. Filter by P/E, market cap, dividends, and more.
