Equitable Holdings, Inc. research snapshot
EQH AI stock analysis currently reads Equitable Holdings as a retirement, asset management, and wealth management franchise moving toward a more capital-light model, with strong cash generation guidance, heavy GAAP noise from reinsurance and variable annuity marks, and a pending all-stock Corebridge combination that can reprice the equity either way. At the July 12, 2026 data cutoff, EQH traded near $47.00 with an independently verified market capitalization of about $13.23 billion. This page uses scenarios, technical levels, and source-backed facts. It is informational research, not investment advice.
Current price
$47.00
Market cap
$13.23 billion
AI score
68 / 100
Rating
Capital-light transition, merger risk in focus
Trend status
Constructive intermediate trend near resistance
Data cutoff (updated weekly)
July 12, 2026
Informational use only. This page is not investment advice.
| Dimension | Conclusion | Confidence |
|---|---|---|
| Business quality | Equitable sells retirement solutions, life and protection products, AllianceBernstein asset management, and Equitable Advisors wealth management to individuals, institutions, and advisors. | High |
| Moat | The moat comes from a long insurance franchise, scale in retirement products, majority ownership of AllianceBernstein, advisor distribution, and regulatory know-how. It is not a pure brand monopoly and can narrow with passive competition or weaker VA demand. | Medium |
| Management | CEO Mark Pearson is executing a capital-light strategy, life reinsurance to RGA, capital returns, AB private markets investment, and a planned Corebridge merger. Incentive alignment is better on cash generation and buybacks than on clean GAAP book value. | Medium-high |
| Financial trend | FY2025 revenue was $11.665 billion with a $1.38 billion GAAP net loss attributable to Holdings, while Non-GAAP operating earnings were $1.7 billion ($5.64 EPS) and organic cash generation was $1.6 billion. Q1 2026 Non-GAAP operating EPS was $1.62. | High |
| Valuation | At $47.00 and $5.64 FY2025 Non-GAAP operating EPS, EQH traded near 8.3x operating earnings, about 2.4x book value ex-AOCI of $19.56, and a roughly 2.55% dividend yield on a $1.20 annualized dividend. | High |
| Technical trend | ChartMill showed a constructive daily setup near $47, with price above the 50-day and 200-day averages, RSI near 63.85, and resistance in the $47.01 to $47.49 zone. | Medium |
| Risk level | Main risks are Corebridge deal failure or dilution, equity-market sensitivity, VA and hedging volatility, reinsurance counterparty risk, AB outflows, interest-rate and AOCI marks, and regulatory capital rules. | Medium-high |
| AI confidence | High for descriptive research and calculations. Lower for exact price outcomes because insurer and asset-manager earnings can move with markets, rates, deal news, and accounting marks. | High data confidence |
| Investment certainty | Medium certainty. EQH looks like a cash-returning franchise at a moderate operating multiple, but a buy decision depends on merger view, risk tolerance for GAAP volatility, and confidence in $1.8 billion 2026 cash generation guidance. | Medium |
EQH AI stock forecast
The EQH AI stock forecast uses scenario math around the $47.00 quote and $5.64 FY2025 Non-GAAP operating EPS. The audited three-year framework produced a bearish area near $34, a base area near $64, and a bullish area near $103 before dividends. Ranges are scenarios, not guarantees.
$95 to $105
More likely if Corebridge closes cleanly, cash generation reaches about $1.8 billion, Non-GAAP EPS compounds near 15%, AB private markets and wealth inflows scale, buybacks keep reducing share count, and the market pays about 12x operating earnings.
$60 to $68
More likely if operating EPS compounds near 8% annually, retirement and wealth net inflows stay positive, capital returns stay inside the 60-70% payout band, and investors value EQH around a 9x operating multiple.
$30 to $36
More likely if the Corebridge deal is blocked or restructured poorly, equity markets fall, AB outflows deepen, VA marks and AOCI damage confidence, cash generation misses, or the multiple compresses toward 6x operating earnings.
EQH AI technical analysis
EQH AI technical analysis is constructive but near resistance as of the July 12, 2026 cutoff. ChartMill reported a technical score of 8/10, RSI (14) of 63.85, a 50-day SMA near $43.11, a 200-day SMA near $44.39, and resistance starting around $47.01 to $47.49.
| Level | Value | Why it matters |
|---|---|---|
| Current price | $47.00 | Recent multi-source quote area used for market cap and valuation math at the July 12, 2026 cutoff (Yahoo, MarketBeat, ChartMill near $46.98 to $47.00). |
| Near support | $46.75 to $44.39 | ChartMill listed nearby support near $46.75, then the 200-day SMA near $44.39 as a deeper intermediate floor. |
| Near resistance | $47.01 to $48.93 | Resistance starts in the $47.01 to $47.49 band, with a further daily horizontal area near $48.93 and a weekly high-zone area near $55.34. |
| 50-day moving average | $43.11 | Price remained above this level, supporting the intermediate uptrend after the spring rebound. |
| 200-day moving average | $44.39 | Price was above the 200-day average, keeping the longer-term technical picture constructive even after a rough 12-month stretch. |
| Momentum | 14-day RSI 63.85 | RSI was constructive but not extreme, so momentum was positive without a clear short-term overbought signal on the daily frame. |
| Volume | About 4.36 million average daily shares | ChartMill listed average volume near 4.36 million shares, enough liquidity for large-cap monitoring frameworks. |
| Volatility | ATR about 2.7% of price | Expect larger moves around earnings, Corebridge deal headlines, equity-market swings, rate changes, and capital return updates. |
| Invalidation | Close below $44.39, then $43.11 | A close back under the 200-day average would weaken the intermediate setup. A break of the 50-day zone near $43.11 would be a clearer trend warning. |
EQH AI trading strategy
The EQH AI trading strategy is a rules-based research framework for a cash-returning retirement and asset-management holding company with high GAAP noise and merger event risk. It is not personal advice and should be paired with live quotes, filings, position sizing, and risk controls.
Watch for EQH to hold above the 200-day moving average and clear the $47.01 to $48.93 resistance area with volume confirmation after constructive retirement inflows or deal progress news.
A close below $44.39 or a failed breakout after earnings or merger headlines should invalidate the short-term setup.
If EQH pulls back toward the $43.11 to $44.39 moving-average band without a new capital, reinsurance, or merger shock, compare the price reaction with cash generation, buybacks, and Non-GAAP operating EPS.
Do not average down without a defined loss limit because insurance and asset-management stocks can reprice quickly when VA marks, AOCI, or deal odds change.
Track retirement net inflows, Wealth Management advisory flows, AB AUM and net flows, Non-GAAP operating EPS, organic cash generation, holdco liquidity, RBC ratio, buybacks, dividend growth, and Corebridge deal milestones.
Reduce confidence if capital returns depend on one-off reinsurance proceeds, if AB outflows persist, or if deal uncertainty becomes the main driver of the multiple.
Investment research summary
Customers pay Equitable for retirement income and protection products, AllianceBernstein investment management, and advisor-led wealth planning. The company converts fees, net interest margin, and advisory assets into operating earnings and holding-company cash.
The moat is moderate: brand history since 1859, retirement product scale, a controlling stake in AllianceBernstein, advisor distribution, and insurance capital know-how. Passive asset management, competitor annuities, and weak equity markets can narrow that edge.
The thesis fails if the Corebridge combination is blocked or dilutes value, equity markets and VA hedges create large losses, AB continues large net outflows, reinsurance counterparties or residual blocks disappoint, or cash generation misses the $1.8 billion 2026 guide.
Mark Pearson is steering EQH toward capital-light growth engines, higher AB private markets exposure, life reinsurance, and shareholder payouts. Key-person and execution risk rise around the Corebridge merger and the multi-year capital-light transition.
U.S. retirement savings, advisor-led wealth, and alternative asset management sit in long-term demographic and wealth-transfer trends. The same industry remains cyclical with markets, rates, regulation, and fee compression.
EQH is not priced like a deep-value wreck on operating earnings, but GAAP book value is distorted by AOCI and marks. Margin of safety depends on cash generation, buyback discipline, operating EPS durability, and whether investors accept about 8.3x Non-GAAP operating earnings with merger optionality.
Source-backed data
Every metric below includes a source and last verification date.
| Metric | Value | Source | Last verified |
|---|---|---|---|
| EQH price | About $47.00 near July 10-11, 2026 | Yahoo Finance, MarketBeat, and ChartMill quote snapshots | July 12, 2026 |
| Market capitalization | $13.23 billion, verified as $47.00 x 281.52 million shares | financial_rigor.py market cap verification and StockAnalysis share count | July 12, 2026 |
| Shares outstanding | 281.52 million (StockAnalysis); 281,519,390 as of May 5, 2026 in 10-Q | StockAnalysis statistics and EQH Q1 2026 Form 10-Q | July 12, 2026 |
| FY2025 revenue | $11.665 billion | Equitable Holdings FY2025 earnings release and Macrotrends | July 12, 2026 |
| FY2025 net loss attributable to Holdings | $1.38 billion GAAP net loss; Macrotrends shows about $1.441 billion loss available to common | Company FY2025 release and Macrotrends net income series | July 12, 2026 |
| FY2025 Non-GAAP operating earnings | $1.741 billion, or $5.64 per share ($6.21 excluding notable items) | Equitable Holdings FY2025 earnings release | July 12, 2026 |
| FY2025 cash generation and capital return | $1.6 billion organic cash generation; $1.8 billion returned to shareholders | Equitable Holdings FY2025 earnings release | July 12, 2026 |
| Q1 2026 operating results | Net income $621 million ($2.14/share); Non-GAAP operating EPS $1.62; revenue $4.23 billion | Equitable Holdings Q1 2026 earnings release and SEC extract | July 12, 2026 |
| Book value and liquidity (March 31, 2026) | BVPS including AOCI $(2.83); BVPS ex-AOCI $19.56; BVPS ex-AOCI with AB at FMV $34.70; holdco cash $1.2 billion; long-term debt $3.837 billion | Equitable Holdings Q1 2026 earnings release | July 12, 2026 |
| AUM/A and 2026 guidance | About $1.1 trillion AUM/A; 2026 guide includes about $1.8 billion cash generation and over 15% EPS growth | Equitable Holdings FY2025 and Q1 2026 management commentary | July 12, 2026 |
| Dividend | $0.30 quarterly after May 2026 increase; about $1.20 annualized, ~2.55% yield at $47 | Equitable Holdings dividend page and MarketBeat yield snapshot | July 12, 2026 |
| Technical snapshot | Technical 8/10, RSI 63.85, 50-day SMA $43.11, 200-day SMA $44.39, resistance $47.01-$47.49 | ChartMill technical analysis | July 12, 2026 |
This EQH AI stock analysis is an informational research tool only. It is not investment advice, a recommendation, or a guarantee of future returns. Forecast scenarios are based on available public data as of July 12, 2026 and may be wrong if Equitable Holdings fundamentals, markets, interest rates, reinsurance outcomes, regulation, the Corebridge transaction, or market valuation change.
Design trading strategies visually with 10+ indicators. Set entry/exit conditions and risk management, then generate Pine Script code with no coding required.
Filter and discover stocks based on market cap, dividend yield, P/E ratio, sector, and more. Screen thousands of stocks with real-time data.
Smart AI-driven stock selection with fundamental screening, analyst estimates, and key metrics. Filter by P/E, market cap, dividends, and more.
