SYF technical analysis
SYF Technical Analysis
Analysis date
July 15, 2026
Market
NYSE (USD)
Daily cutoff
July 14, 2026
Reliability
Passed
Informational use only. This page is not investment advice.
Data verification
SYF Data Verification
Cross-validating the latest completed daily bar across independent sources.
- Symbol
- SYF
- Market
- NYSE
- Currency
- USD (US Dollar)
- Latest completed bar
- July 14, 2026
No adjustment factor (adjusted close equals raw close, factor 1.0). No stock splits or dividend adjustments affecting the analysis period.
| Source | Latest Close | Date | Difference | Status |
|---|---|---|---|---|
| Yahoo Finance Chart API (primary) | 73.68 | July 14, 2026 | - | Verified |
| Barchart.com (independent) | 73.68 | July 14, 2026 (previous close) | 0.00% | Verified |
Bottom line
SYF Technical Analysis Summary
SYF (Synchrony Financial) shows a mixed technical picture with both bullish and bearish signals across timeframes. On the daily chart, price at 73.68 sits below SMA20 (75.14) but is roughly at SMA200 (73.78), suggesting a pullback within a neutral-to-bullish long-term structure. RSI14 at 49.21 is neutral with no directional edge. The daily MACD histogram is negative at -0.51, indicating short-term bearish momentum. On the weekly chart, the MACD shows a positive histogram at 0.31 with the MACD line at 0.57 above the signal at 0.26, supporting a longer-term bullish bias. The 52-week position at 43% on the daily timeframe confirms the stock is in the lower half of its annual range. Key resistance sits at 79.70 (20-day high) and 88.05 (52-week high). Key support stands at 68.05 (20-day low) and 62.83 (52-week low). A break above 79.70 would improve the outlook, while a close below 68.05 would suggest further downside.
Multi-timeframe dashboard
Multi-Timeframe Technical Dashboard
Comparing daily (2-year) and weekly (5-year) perspectives to identify aligned or conflicting signals.
Daily (July 14, 2026)
- Trend
- Mixed. Price at 73.68 is below SMA20 (75.14) but above SMA50 (73.11) and roughly equal to SMA200 (73.78). The SMA20 is below SMA200, suggesting short-term weakness within a structurally neutral longer-term trend. Price has pulled back from the 79.70 area in June 2026 and is testing the SMA200 level.
- Momentum
- Neutral-bearish. RSI14 at 49.21 is at the midline with no clear directional bias. MACD at -0.08 is below the signal at 0.43 with a negative histogram at -0.51, indicating short-term bearish momentum. No bullish crossover or divergence is present.
- Volatility
- Moderate. ATR14 at 2.37 (3.21% of price) reflects average daily movement within normal range. Bollinger Bands (70.25 to 80.02) are moderately wide with price near the middle band, consistent with a consolidation phase.
- Volume
- Below average. Latest volume of 2,814,045 is 72.5% of the 20-period average (3,882,302), indicating lower participation as price approaches the SMA200. This is a neutral signal.
Assessment
The daily timeframe shows a neutral-to-cautious picture. Price is testing the SMA200 (73.78), a critical technical level. The negative MACD histogram and neutral RSI do not provide a clear directional edge. Below-average volume suggests a lack of conviction. A sustained close above SMA20 (75.14) would be the first sign of improvement, while a breakdown below the 20-day low of 68.05 would signal further weakness.
Weekly (July 6, 2026 week)
- Trend
- Bullish-leaning mixed. Price at 72.44 is above SMA20 (71.71) and well above SMA200 (49.87) but below SMA50 (73.74). The SMA200 is sloping upward, confirming a long-term uptrend. Price has been consolidating within a range since early 2026 after a strong rally from late 2023.
- Momentum
- Bullish. RSI14 at 48.81 is near neutral but trending up from oversold levels. MACD at 0.57 with the signal at 0.26 and a positive histogram at 0.31 confirms bullish momentum on the weekly timeframe. The MACD line is above the signal line, a constructive signal.
- Volatility
- Moderate to elevated. ATR14 at 4.66 (6.44% of price) reflects normal weekly ranges for this stock. Bollinger Bands (63.29 to 80.13) are wide, with price near the upper half, consistent with the longer-term uptrend.
- Volume
- Above average. Weekly volume of 22,437,100 is 119.4% of the 20-week average (18,794,060), indicating above-average participation. This supports the developing bullish structure.
Assessment
The weekly timeframe is cautiously constructive. The MACD is in bullish configuration with the line above the signal and a positive histogram. The upward-sloping SMA200 confirms the long-term uptrend remains intact. The 252-week return of +70.35% highlights the strong recovery from 2020 lows. However, price is still below SMA50 (73.74), preventing a fully aligned bullish structure. A weekly close above 73.74 would be a meaningful bullish signal.
Key indicators
SYF Key Technical Indicators
RSI, MACD, moving averages, ATR, and Bollinger Bands across daily and weekly timeframes.
| Indicator | Daily | Weekly |
|---|---|---|
| RSI (14) | 49.21 | 48.81 |
| MACD (12, 26, 9) | -0.08 / 0.43 / -0.51 | 0.57 / 0.26 / 0.31 |
| ATR (14) | 2.37 (3.21%) | 4.66 (6.44%) |
| Bollinger Bands (20, 2) | 70.25 - 80.02 | 63.29 - 80.13 |
| SMA (20) | 75.14 | 71.71 |
| SMA (50) | 73.11 | 73.74 |
| SMA (200) | 73.78 | 49.87 |
Price structure
SYF Price Structure and Returns
Price performance across multiple lookback periods and 52-week position.
| Metric | Daily | Weekly |
|---|---|---|
| Current Price | 73.68 | 72.44 |
| 1-Period Return | +0.64% | -5.10% |
| 5-Period Return | -2.44% | +2.26% |
| 20-Period Return | +0.44% | -0.87% |
| 60-Period Return | -1.58% | +21.13% |
| 252-Period Return | +6.09% | +70.35% |
| 52-Week Low | 62.83 | 62.83 |
| 52-Week High | 88.05 | 88.05 |
| 52-Week Position | 43.03% | 38.11% |
Key levels
SYF Support and Resistance Levels
Key price levels based on recent swing highs and lows across daily and weekly timeframes.
| Level | Daily | Weekly |
|---|---|---|
| 20-Period High | 79.70 | 79.90 |
| 20-Period Low | 68.05 | 62.83 |
| 60-Period High | 79.90 | 88.05 |
| 60-Period Low | 68.05 | 54.76 |
Scenarios
SYF Technical Scenarios
Conditions, invalidation triggers, and what to watch for each scenario.
Bullish
Trigger
Price breaks and sustains above 79.70 (20-day high) followed by a move toward 88.05 (52-week high).
Invalidation
Price falls below the SMA200 at 73.78 and then 68.05.
What to watch
Sustained close above SMA20 (75.14) and increasing volume. Watch for RSI moving above 55 and MACD histogram turning positive on the daily chart.
Range-Bound
Trigger
Price continues to trade between 68.05 support and 79.70 resistance.
Invalidation
A decisive break of either boundary with expanding volume.
What to watch
RSI oscillating between 40 and 55; volume remaining near or below average levels. The weekly MACD histogram narrowing would suggest consolidation continuing.
Bearish
Trigger
Price breaks below 68.05 (20/60-day low) and then 62.83 (52-week low).
Invalidation
Price reclaims SMA20 (75.14) and holds above it.
What to watch
Sustained closes below SMA50 (73.11) and SMA200 (73.78); increasing downside volume; RSI breaking below 40 on the daily chart.
Methodology
Methodology and Limitations
This technical analysis uses adjusted closing prices from Yahoo Finance (primary) and Barchart.com (independent cross-validation). The daily analysis covers approximately 2 years (501 completed bars) ending July 14, 2026. The weekly analysis covers approximately 5 years (261 completed bars) ending the week of July 6, 2026. Prices are adjusted for dividends and stock splits using the adjusted close/raw close ratio. Volume data is from the primary source and may not match other data providers. Technical indicators include SMA, RSI, MACD, ATR, and Bollinger Bands using standard parameters. Key levels are identified from recent swing highs and lows. Technical analysis studies historical price patterns and does not constitute investment advice. It should not be used as the sole basis for trading decisions.
Frequently Asked Questions
This technical analysis is for informational and educational purposes only. It does not constitute investment advice, a recommendation, or a solicitation to buy or sell any security. Past performance and historical patterns are not guarantees of future results. All investments carry risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data sourced from Yahoo Finance (primary) and Finviz (independent cross-validation). Data cutoffs: daily July 14, 2026, weekly July 6, 2026 week. Generated July 15, 2026.
Related Tools
AI Chart Analyzer
Upload a TradingView chart screenshot and get instant AI-powered technical analysis. Identify patterns, support and resistance, and key levels.
Support and Resistance Calculator
Calculate key support and resistance levels for any stock. Identify potential price zones where reversals or breakouts may occur.
RSI Calculator
Calculate the Relative Strength Index for any stock. Determine overbought and oversold conditions with customizable periods.