COF technical analysis

COF Technical Analysis

Analysis date

July 14, 2026

Market

NYSE (USD)

Daily cutoff

July 13, 2026

Reliability

Passed

Informational use only. This page is not investment advice.

Data verification

COF Data Verification

Cross-validating the latest completed daily bar across independent sources.

Symbol
COF
Market
NYSE
Currency
USD (US Dollar)
Latest completed bar
July 13, 2026

No adjustment factor (adjusted close equals raw close, factor 1.0). No stock splits or dividend adjustments affecting the analysis period.

SourceLatest CloseDateDifferenceStatus
Yahoo Finance Chart API (primary)203.02July 13, 2026-Verified
Finviz (independent)203.02July 13, 2026 (previous close)0.00%Verified

Bottom line

COF Technical Analysis Summary

COF presents a mixed-to-improving technical picture. On the daily timeframe, price trades above SMA20 (200.45) and SMA50 (191.47) but remains below SMA200 (206.63), indicating a short-term recovery within a longer-term downtrend. RSI14 at 56.56 is neutral, while the MACD histogram is slightly negative at -0.46, suggesting cautious momentum. On the weekly chart, price is above SMA20 (190.28) and well above SMA200 (151.25) but below SMA50 (208.35). The weekly MACD histogram is positive at 2.64, a constructive divergence that points to improving long-term momentum. A decisive move above SMA200 at 206.63 would strengthen the bullish case, while a drop below the 20-day low of 181.70 would suggest renewed weakness.

Multi-timeframe dashboard

Multi-Timeframe Technical Dashboard

Comparing daily (2-year) and weekly (5-year) perspectives to identify aligned or conflicting signals.

Daily (July 13, 2026)

Trend
Mixed. Price at 203.02 is above SMA20 (200.45) and SMA50 (191.47) but below SMA200 (206.63), suggesting a short-term recovery within a longer-term downtrend. The SMA20 is above SMA50, a mildly bullish near-term alignment.
Momentum
Neutral. RSI14 at 56.56 is in neutral territory, neither overbought nor oversold. MACD at 3.10 with signal at 3.56 and a slightly negative histogram of -0.46 indicates near-term momentum is marginally bearish but close to flipping positive.
Volatility
Moderate. ATR14 at 5.88 (2.90% of price) reflects average daily moves near 2.9%. Bollinger Bands (190.57 to 210.34) show price in the middle of the range, consistent with a neutral volatility environment.
Volume
Below average. Latest volume of 3,102,100 is 65.9% of the 20-period average (4,704,250), indicating reduced participation.

Assessment

The daily chart shows a stock in recovery mode. Price has climbed from the 60-day low of 174.24 and reclaimed SMA20 and SMA50, but still faces resistance at SMA200 (206.63). The nearly flat MACD histogram needs to turn positive to confirm momentum shift. The 52-week position at 34.6% highlights the longer-term weakness. Watch for volume confirmation on any breakout above SMA200.

Weekly (July 6, 2026 week)

Trend
Mixed. Price at 201.52 is above SMA20 (190.28) and well above SMA200 (151.25) but below SMA50 (208.35). The SMA200 is sloping upward, confirming a long-term uptrend, but the SMA50 acts as intermediate resistance.
Momentum
Improving. RSI14 at 52.08 is neutral. MACD at -2.25 with signal at -4.89 and a positive and rising histogram of 2.64 shows that weekly bearish momentum is fading and could turn bullish soon.
Volatility
Moderate. ATR14 at 13.20 (6.55% of price) reflects typical weekly ranges for a mid-to-large cap financial stock.
Volume
Near average. Weekly volume of 22,370,600 is 94.4% of the 20-week average (23,691,120), indicating normal participation.

Assessment

The weekly chart offers a more constructive view. Despite being below SMA50, price is above both SMA20 and SMA200, and the weekly MACD histogram has turned positive and is rising. This suggests the bearish momentum that drove the stock down from its 52-week high of 257.54 is weakening. The 52-week position at 32.8% confirms the stock is near the lower end of its range, which can present a recovery opportunity if buying interest returns.

Key indicators

COF Key Technical Indicators

RSI, MACD, moving averages, ATR, and Bollinger Bands across daily and weekly timeframes.

IndicatorDailyWeekly
RSI (14)56.5652.08
MACD (12, 26, 9)3.10 / 3.56 / -0.46-2.25 / -4.89 / 2.64
ATR (14)5.88 (2.90%)13.20 (6.55%)
Bollinger Bands (20, 2)190.57 - 210.34172.34 - 208.23
SMA (20)200.45190.28
SMA (50)191.47208.35
SMA (200)206.63151.25

Price structure

COF Price Structure and Returns

Price performance across multiple lookback periods and 52-week position.

MetricDailyWeekly
Current Price203.02201.52
1-Period Return+0.74%-1.76%
5-Period Return-1.69%+11.54%
20-Period Return+11.52%-2.90%
60-Period Return+0.45%+4.02%
252-Period Return-6.67%+40.97%
52-Week Low174.23174.23
52-Week High257.54257.54
52-Week Position34.55%32.75%

Key levels

COF Support and Resistance Levels

Key price levels based on recent swing highs and lows across daily and weekly timeframes.

LevelDailyWeekly
20-Period High210.10210.10
20-Period Low181.70174.23
60-Period High210.10257.54
60-Period Low174.24174.23

Scenarios

COF Technical Scenarios

Conditions, invalidation triggers, and what to watch for each scenario.

Bullish

Trigger

Price breaks and sustains above SMA200 at 206.63 with above-average volume.

Invalidation

Price falls below the 20-day low of 181.70.

What to watch

Weekly MACD histogram continuing to rise; RSI on daily moving above 60; sustained volume above the 20-day average.

Range-Bound

Trigger

Price oscillates between 20-day low at 181.70 and SMA200 resistance at 206.63.

Invalidation

A decisive break of either boundary with expanding volume.

What to watch

RSI staying between 40 and 60 on daily; MACD histogram oscillating near zero; volume remaining below average.

Bearish

Trigger

Price breaks below the 20-day low at 181.70, targeting the 60-day low at 174.24.

Invalidation

Price reclaims SMA50 at 191.47 and holds above it.

What to watch

Daily MACD histogram turning more negative; RSI falling below 40; increasing downside volume.

Methodology

Methodology and Limitations

This technical analysis uses adjusted closing prices from Yahoo Finance (primary) and Finviz (independent cross-validation). The daily analysis covers approximately 2 years (500 completed bars) ending July 13, 2026. The weekly analysis covers approximately 5 years (261 completed bars) ending the week of July 6, 2026. Prices are adjusted for dividends and stock splits using the adjusted close/raw close ratio. Volume data is from the primary source and may not match other data providers. Technical indicators include SMA, RSI, MACD, ATR, and Bollinger Bands using standard parameters. Key levels are identified from recent swing highs and lows. Technical analysis studies historical price patterns and does not constitute investment advice. It should not be used as the sole basis for trading decisions.

Frequently Asked Questions

This technical analysis is for informational and educational purposes only. It does not constitute investment advice, a recommendation, or a solicitation to buy or sell any security. Past performance and historical patterns are not guarantees of future results. All investments carry risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.

Data sourced from Yahoo Finance (primary) and Finviz (independent cross-validation). Data cutoffs: daily July 13, 2026, weekly July 6, 2026 week. Generated July 14, 2026.